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255 Montezuma Rd, Borrego Springs, CA, 92004

3beds
3baths
2,260sqft
$696,628
$308price/sqft
$4,970/moest. monthly cost
$198,800/yrincome needed

About This Home

OPEN HOUSE - APRIL 11th!! We are finally open after being fully booked for months! Come see this gorgeous home, located on the 15th fairway of the De Anza Golf Estates with NO HOA! It is the perfect getaway, and our short term guests know it... hence why it has been booked over and over again! For either full time, second home or investment property, this house checks the boxes. VERY well maintained and updated by the current owner including: New cedar exterior siding, new pool pump and filter, new HVAC's, new garage door, new hot water heaters (2), new flood gates, new fencing, newer sliders, new oven and stove top, new back up refrigerator, new washer/fryer, new floor grouting, and even new kitchen cabinets!! Currently operating as a second home/successful short-term rental(pro-forma available), this property offers an immediate return on investment for the savvy buyer who may also want a special escape of their own. On a lot size of nearly half an acre, the home is spacious, comfortable and features a private lock-off attached ADU like unit, with it's own A/C unit and kitchenette. (there are two A/C units in the home). There is an attached 2 car garage (no direct access into home from garage), and large driveway with ample space for parking. The layout of the home accommodates families and groups, maximizing rental potential and offers comfort and privacy as primary residence, "lock and leave" second home, short term rental, or both/all! Give yourself room to stretch, breathe and take in the peace, tranquility and warmth of the desert environment in one of the only "Dark Sky" Communities in the USA. Enjoy stunning, unobstructed views and world-class stargazing opportunities from your own backyard! Living in a dark sky community is special because it offers stunning, star-filled nights, which has been found to improve overall health by regulating sleep/hormones! Don't miss the chance to own a piece of Borrego Springs—a lucrative investment property, a peaceful escape, or your permanent desert sanctuary!

Getting Around

4
WalkingCar-Dependent
0
TransitVery Limited Transit
25
BikeSomewhat Bikeable

Schools

4/10
5/10

Construction

Condition

  • Year built: 1962

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Laundry features: Inside

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 3

Cooling

  • Cooling features: Central Air

Features

  • Fireplace features: Living Room
  • Fireplace: Yes
  • Common walls with other units/homes: No Common Walls

Interior Area

  • Total interior livable area: 2,260 sqft

Property

Details

  • Parcel number: 1402370900
  • Zoning: R-1 Single Fam Res.
  • Special condition: Standard
  • Horse amenities: Riding Trail

Features

  • Levels: One
  • Stories: 1
  • Entry location: Ground
  • Private pool: Yes
  • Pool features: In Ground,Private
  • Has view: Yes
  • View description: Desert,Mountain(s),Neighborhood

Lot

  • Lot size: 0.45 Acres
  • Features: 0-1 Unit/Acre

Parking

  • Total spaces: 2
  • Parking features: Door-Multi,Driveway,Garage
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Earthquake
    EarthquakeVery High
  • Inland Flooding
    Inland FloodingVery High
  • Wildfire
    WildfireVery High
  • Heat Wave
    Heat WaveRelatively High
  • Landslide
    LandslideRelatively High
  • Drought
    DroughtModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Earthquake
Inland Flooding
Wildfire
Heat Wave
Landslide
Drought
Strong Wind

FEMA Declared Disasters in San Diego County and California

Earthquake
Flood
Mud Landslide
Severe Storm
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,522$42,264
Home Insurance *$331$3,972
Property Taxes $633$7,596
Electricity $484$5,815
Total$4,970$59,640
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$170,400/yr
40% on housing$149,100/yr
45% on housing$132,533/yr

California FAIR Plan Programs

California FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 417,310Commercial: 13,990
Total Premiums$1.42B
Total Exposure$429.84B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.9%
8.9%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: 1.1%
1.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$308This listing

vs Other Active Listings

Avg $/sqft

ZIP 92004$181
San Diego County$559

vs Homes Sold Last Month

Median $/sqft

ZIP 92004$243
San Diego County$576

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-03-24Price change$724,996
2026-02-01Price change$749,995
2025-12-05Listed for sale$775,000
2024-12-06Listing removed$3,749
2024-11-16Listed for rent$3,749
2021-07-13Sold$569,000
2021-07-07Pending sale$600,000
2021-05-18Listing removed--
2021-05-06Price change$599,000
2021-04-23Listed for sale$617,500
2018-12-26Sold$300,000
2018-11-10Pending sale$325,000
2018-06-15Price change$325,000
2018-04-07Price change$335,000
2018-02-12Listed for sale$345,000

For Sale by Agent

AgentCory Snow
BrokerageCal State Realty Services

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