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1605 Lazy South Dr, Borrego Springs, CA, 92004

2beds
3baths
2,764sqft
$920,000
$333price/sqft
$6,513/moest. monthly cost
$260,520/yrincome needed

About This Home

Beautiful custom home located on the 16th green of the De Anza Country Club with amazing views of Indian Head Mountain. Enjoy desert living in style surrounded by lush mature landscaping and a private sparkling pool. The Art Deco design is highlighted by high ceilings, large doors, and lots of windows and sliding doors. The gourmet kitchen features newer appliances, a walk-in pantry, granite counters and backsplash. This home is being offered furnished and comes complete with an owned solar system! Keep tabs on your golfing friends with views of several fairways on the golf course. Built with 2x6 walls wrapped in plywood shear panel under a plaster exterior finish, this home is well insulated. It also has dual pane tinted windows with Hurd heat shield which is similar to a third pane. Includes dual zoned forced air heating, swamp coolers, and air conditioners. Oversized master suite and bath with dual pullman, dual shower heads, a large oval tub, and a bidet. The laundry room also has lots of cabinets for storage. This home is wired for a security system and has ceiling fans throughout.

Getting Around

2
WalkingCar-Dependent
0
TransitVery Limited Transit
25
BikeSomewhat Bikeable

Schools

4/10
5/10

Construction

Condition

  • Year built: 1997

Materials

  • Roof: Concrete,Tile/Clay
  • Construction materials: Stucco,Wood

Type & Style

  • Home type: SingleFamily
  • Architectural style: Mediterranean/Spanish
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Dryer,Garage Door Opener,Microwave,Pool/Spa/Equipment,Range/Oven,Refrigerator,Trash Compactor,Washer,Double Oven,Warmer Oven Drawer,Counter Top
  • Laundry features: Electric

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Features

  • Flooring: Carpet,Tile
  • Number of fireplaces: 1
  • Fireplace features: FP in Living Room

Heating & Cooling

  • Heating features: Fireplace,Forced Air Unit
  • Cooling features: Central Forced Air,Swamp Cooler(s)

Interior Area

  • Total structure area: 2,764
  • Total interior livable area: 2,764 sqft

Property

Details

  • Parcel number: 1402371700

Features

  • Levels: 1 Story
  • Pool features: Below Ground,Gunite,Private
  • Patio & porch: Awning/Porch Covered,Lanai,Patio,Patio Open,Stone/Tile
  • Has spa: Yes
  • Fencing: Partial,Stucco Wall
  • Frontage type: N/K

Lot

  • Lot size: 0.43 Acres

Parking

  • Total spaces: 4
  • Parking features: Attached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Earthquake
    EarthquakeVery High
  • Inland Flooding
    Inland FloodingVery High
  • Wildfire
    WildfireVery High
  • Heat Wave
    Heat WaveRelatively High
  • Landslide
    LandslideRelatively High
  • Drought
    DroughtModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Earthquake
Inland Flooding
Wildfire
Heat Wave
Landslide
Drought
Strong Wind

FEMA Declared Disasters in San Diego County and California

Earthquake
Flood
Mud Landslide
Severe Storm
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $4,652$55,824
Home Insurance *$437$5,244
Property Taxes $832$9,984
Electricity $592$7,112
Total$6,513$78,156
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$223,302/yr
40% on housing$195,390/yr
45% on housing$173,680/yr

California FAIR Plan Programs

California FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 417,310Commercial: 13,990
Total Premiums$1.42B
Total Exposure$429.84B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.9%
8.9%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: 1.1%
1.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$333This listing

vs Other Active Listings

Avg $/sqft

ZIP 92004$181
San Diego County$558

vs Homes Sold Last Month

Median $/sqft

ZIP 92004$243
San Diego County$576

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-06-12Listed for sale$920,000
2023-06-02Sold$780,000
2023-05-01Pending sale$825,000
2023-04-17Price change$825,000
2023-03-03Price change$895,000
2023-01-27Listed for sale$975,000
1994-07-07Sold$68,000

For Sale by Agent

AgentDavid K Cragoe
BrokerageRoad Runner Realty

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