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349 Pointing Rock Dr, Borrego Springs, CA, 92004

2beds
2baths
1,613sqft
$415,000
$257price/sqft
$3,067/moest. monthly cost
$122,680/yrincome needed

About This Home

Perched along the perimeter of De Anza Golf Estates, this inviting home offers dramatic, panoramic views of the surrounding mountains and the tranquility of desert living—with no HOA fees. The home features two bedrooms plus a den with a closet, offering the flexibility to function as a third bedroom, though county tax records list it as a two-bedroom residence. One bathroom is conveniently shared between the second bedroom and the den, while the primary suite includes its own private bathroom. The fenced backyard is designed for relaxation and entertaining, complete with a private pool—perfect for enjoying warm desert days. A two-car garage provides ample parking and storage, and an attached laundry room/workshop sits on the south side of the garage with access from both the garage and backyard. Located in the remarkable desert community of Borrego Springs, the home sits within one of the world’s rare International Dark Sky Communities, where the night skies are famously clear and brilliant. This unique village lies in the low desert of northeastern San Diego County and is completely surrounded by the breathtaking Anza-Borrego Desert State Park, the largest desert state park in the contiguous United States, encompassing more than 660,000 acres of protected wilderness. Borrego Springs is a beloved winter resort destination, welcoming seasonal visitors from colder climates who come to enjoy the sunshine and mild winter temperatures. Despite its peaceful seclusion—miles from the nearest stoplight and free of big-box stores—it’s conveniently located less than two hours from San Diego or Palm Springs. Life here moves at a slower, more relaxed pace, allowing residents to fully appreciate the area’s natural beauty and authentic desert charm. Outdoor enthusiasts enjoy nature walks, hiking, biking, off-roading, wildlife watching, photography, and world-class stargazing under pristine night skies. With a welcoming small-town atmosphere and activities for all ages, Borrego Springs offers a truly special lifestyle in every season. While summers are hot, the rest of the year brings comfortable weather and endless opportunities to explore the surrounding desert landscape—making this a unique place to call home.

Getting Around

4
WalkingCar-Dependent
0
TransitVery Limited Transit
25
BikeSomewhat Bikeable

Schools

4/10
5/10

Construction

Condition

  • Year built: 1972

Materials

  • Roof: Concrete
  • Construction materials: Wood

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Refrigerator,Counter Top,Electric Water Heater
  • Laundry features: Electric

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Flooring: Carpet,Tile
  • Number of fireplaces: 1
  • Fireplace features: FP in Living Room

Heating & Cooling

  • Heating features: Fireplace,Forced Air Unit
  • Cooling features: Central Forced Air,Wall/Window,Evaporative

Interior Area

  • Total structure area: 1,613
  • Total interior livable area: 1,613 sqft

Property

Details

  • Parcel number: 1402620600
  • Zoning: R-1:SINGLE
  • Zoning description: R-1:SINGLE

Features

  • Levels: 1 Story
  • Pool features: Below Ground
  • Patio & porch: Slab,Porch - Front
  • Spa features: Private Below Ground
  • Fencing: Partial
  • Has view: Yes
  • View description: Golf Course,Mountains/Hills

Lot

  • Lot size: 0.48 Acres
  • Lot size dimensions: 130 x 150

Parking

  • Total spaces: 4
  • Parking features: Detached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Earthquake
    EarthquakeVery High
  • Inland Flooding
    Inland FloodingVery High
  • Wildfire
    WildfireVery High
  • Heat Wave
    Heat WaveRelatively High
  • Landslide
    LandslideRelatively High
  • Drought
    DroughtModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Earthquake
Inland Flooding
Wildfire
Heat Wave
Landslide
Drought
Strong Wind

FEMA Declared Disasters in San Diego County and California

Earthquake
Flood
Mud Landslide
Severe Storm
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,098$25,176
Home Insurance *$197$2,364
Property Taxes $374$4,488
Electricity $398$4,786
Total$3,067$36,804
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$105,154/yr
40% on housing$92,010/yr
45% on housing$81,786/yr

California FAIR Plan Programs

California FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 417,310Commercial: 13,990
Total Premiums$1.42B
Total Exposure$429.84B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.9%
8.9%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: 1.1%
1.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$257This listing

vs Other Active Listings

Avg $/sqft

ZIP 92004$183
San Diego County$559

vs Homes Sold Last Month

Median $/sqft

ZIP 92004$243
San Diego County$576

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-18Listed for sale$415,000
2026-03-22Pending sale$415,000
2026-03-05Price change$415,000
2025-11-16Listed for sale$445,000
2013-05-14Listing removed$290,000
2013-01-16Listed for sale$290,000
2002-10-31Sold$255,000
1999-09-17Sold$125,000
1996-10-11Sold$125,000

For Sale by Agent

AgentMary B Watkins
BrokerageBorrego Valley Realty

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