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355 Pointing Rock Dr, Borrego Springs, CA, 92004

2beds
2baths
1,647sqft
$525,000
$319price/sqft
$3,783/moest. monthly cost
$151,320/yrincome needed

About This Home

Immaculately maintained home in De Anza. Features upgrades including Saltillo tile floors, newer Anderson windows/doors, fenced back yard, double drywall adobe walls, skip trowel ceilings, Murphy bed in sun room, auto pool cover, and a bonus room with bar, entertainment, and seating, 28 solar panels, pool solar, evaporative cooler and more. The back yard is fenced with low maintenance landscaping, two patio areas, a sparkling pool and a spa. Great views of the course & mountains! Offered mostly furnished.

Getting Around

4
WalkingCar-Dependent
0
TransitVery Limited Transit
25
BikeSomewhat Bikeable

Schools

4/10
5/10

Construction

Condition

  • Year built: 1970

Materials

  • Roof: Composition
  • Construction materials: Block,Wood

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,Microwave,Refrigerator,Washer,Electric Oven,Electric Range,Barbecue,Electric Water Heater
  • Laundry features: Electric

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Flooring: Carpet,Tile
  • Number of fireplaces: 1
  • Fireplace features: FP in Living Room

Heating & Cooling

  • Heating features: Forced Air Unit
  • Cooling features: Central Forced Air,Swamp Cooler(s)

Interior Area

  • Total structure area: 1,647
  • Total interior livable area: 1,647 sqft

Property

Details

  • Parcel number: 1402620700

Features

  • Levels: 1 Story
  • Pool features: Below Ground,Private,Gunite
  • Patio & porch: Covered,Concrete,Patio
  • Has spa: Yes
  • Spa features: Private Portable,Yes,Above Ground,Private
  • Fencing: Partial
  • Has view: Yes
  • View description: Golf Course,Mountains/Hills
  • Frontage type: Golf Course

Lot

  • Lot size: 0.37 Acres

Parking

  • Total spaces: 4
  • Parking features: Attached,Garage
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Earthquake
    EarthquakeVery High
  • Inland Flooding
    Inland FloodingVery High
  • Wildfire
    WildfireVery High
  • Heat Wave
    Heat WaveRelatively High
  • Landslide
    LandslideRelatively High
  • Drought
    DroughtModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Earthquake
Inland Flooding
Wildfire
Heat Wave
Landslide
Drought
Strong Wind

FEMA Declared Disasters in San Diego County and California

Earthquake
Flood
Mud Landslide
Severe Storm
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,654$31,848
Home Insurance *$249$2,988
Property Taxes $482$5,784
Electricity $398$4,786
Total$3,783$45,396
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$129,702/yr
40% on housing$113,490/yr
45% on housing$100,880/yr

California FAIR Plan Programs

California FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 417,310Commercial: 13,990
Total Premiums$1.42B
Total Exposure$429.84B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.9%
8.9%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: 1.1%
1.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$319This listing

vs Other Active Listings

Avg $/sqft

ZIP 92004$182
San Diego County$559

vs Homes Sold Last Month

Median $/sqft

ZIP 92004$243
San Diego County$576

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-09Listed for sale$525,000
2019-11-25Sold$350,000
2019-03-05Listed for sale$359,000
2003-03-14Sold$206,000

For Sale by Agent

AgentDavid K Cragoe
BrokerageRoad Runner Realty

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