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202 Pointing Rock Dr APT 16, Borrego Springs, CA, 92004

3beds
3baths
2,949sqft
$450,000
$153price/sqft
$3,523/moest. monthly cost
$140,920/yrincome needed

About This Home

Price improvement. Motivated seller, don't miss out on this beautiful home with owned solar for energy savings and upgrades galore! Please see the supplements for the detailed list. Gorgeous landscaped and vibrant front courtyard, you’re immediately greeted by the stunning custom double-door entry handcrafted in Michoacan, Mexico. This gorgeous home is truly an entertainer’s dream. Guests will be wowed the moment they step inside, taking in the architectural details—vaulted tongue-and-groove ceilings in the living room and a sweeping staircase that sets an impressive tone. Offering nearly 3,000 square feet, this 3-bedroom, 3-bathroom residence includes a convenient downstairs bedroom and full bathroom, complete with sliding glass doors that open to the private back patio. Upstairs, the spacious primary suite features its own bathroom, while the additional bedroom and bathroom provide comfort and privacy. Both upstairs bedrooms offer viewing decks with close-up, unobstructed views of the iconic Indian Head Mountain. Owned solar and two split systems provide year-round comfort and energy savings—just two highlights from the seller’s extensive list of upgrades. Please see the list of improvements in the supplements. The chef’s kitchen features a large island perfect for gatherings, the connected family room offers a cozy fireplace with an updated hearth and mantle, ideal for relaxing evenings at home. Ideally located near shopping and just moments from the renowned De Anza Golf Course—where memberships are available—this home is a golfer’s dream. Association amenities just steps away include a sparkling pool, relaxing spa, and tennis court, offering resort-style living year-round

Getting Around

1
WalkingCar-Dependent
0
TransitVery Limited Transit
25
BikeSomewhat Bikeable

Schools

4/10
5/10

Construction

Condition

  • Year built: 1979

Type & Style

  • Home type: Townhouse
  • Property subType: Townhouse

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Microwave
  • Laundry features: Inside,Laundry Room

Bedroom

  • Features: Bedroom on Main Level

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 3
  • Main level bathrooms: 1
  • Main level bedrooms: 1

Cooling

  • Cooling features: Central Air,Ductless,Electric

Features

  • Ceiling Fan(s),Cathedral Ceiling(s),High Ceilings,Bedroom on Main Level,Primary Suite
  • Fireplace features: Electric,Family Room
  • Fireplace: Yes
  • Common walls with other units/homes: 2+ Common Walls,No One Above,No One Below

Interior Area

  • Total interior livable area: 2,949 sqft

Master Bedroom

  • Features: Primary Suite

Property

Details

  • Parcel number: 1402641016
  • Attached to another structure: Yes
  • Special condition: Standard

Features

  • Levels: Two
  • Stories: 2
  • Entry location: main level
  • Pool features: Fenced,Gunite,Association
  • Patio & porch: Concrete,Patio
  • Has view: Yes
  • View description: Mountain(s),Neighborhood

Lot

  • Lot size: 8.87 Acres
  • Features: Greenbelt,Landscaped,Sprinklers On Side

Parking

  • Total spaces: 2
  • Parking features: Concrete,Direct Access,Driveway,Garage
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Earthquake
    EarthquakeVery High
  • Inland Flooding
    Inland FloodingVery High
  • Wildfire
    WildfireVery High
  • Heat Wave
    Heat WaveRelatively High
  • Landslide
    LandslideRelatively High
  • Drought
    DroughtModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Earthquake
Inland Flooding
Wildfire
Heat Wave
Landslide
Drought
Strong Wind

FEMA Declared Disasters in San Diego County and California

Earthquake
Flood
Mud Landslide
Severe Storm
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,275$27,300
Home Insurance *$213$2,556
Property Taxes $403$4,836
Electricity $632$7,588
Total$3,523$42,276
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$120,788/yr
40% on housing$105,690/yr
45% on housing$93,946/yr

California FAIR Plan Programs

California FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 417,310Commercial: 13,990
Total Premiums$1.42B
Total Exposure$429.84B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.9%
8.9%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: 1.1%
1.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$153This listing

vs Other Active Listings

Avg $/sqft

ZIP 92004$185
San Diego County$559

vs Homes Sold Last Month

Median $/sqft

ZIP 92004$243
San Diego County$576

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-01Price change$450,000
2026-03-25Listed for sale$475,000
2016-08-22Sold$198,000
2016-07-08Pending sale$204,500
2016-02-23Listed for sale$224,500
2015-06-05Listing removed$185,500
2015-06-04Listed for sale$185,500
2015-02-26Listing removed$198,500
2015-01-18Price change$198,500
2014-11-15Price change$205,000
2014-08-22Price change$215,000
2014-07-13Listed for sale$225,000
2014-03-27Listing removed$225,000
2014-03-13Price change$225,000
2014-01-16Price change$250,000
2013-08-14Listed for sale$299,500
2006-11-08Sold$410,000
2004-07-20Sold$310,000
2000-02-11Sold$250,000
1997-05-29Sold$250,000

For Sale by Agent

AgentDebbie Maronto
BrokerageRealty OC Inc

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