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999 N Pacific St Unit F101, Oceanside, CA, 92054

1beds
1baths
760sqft
$675,000
$888price/sqft
$4,539/moest. monthly cost
$181,560/yrincome needed

About This Home

This is the one! Oceanfront resort living in a beautiful and fully furnished 1 bed, 1 bath beach home at North Coast Village. This jewel of a condo perfectly balances elegant touches and relaxing beach furnishings: quartz countertops, stylish lighting, upgraded cabinets, turquoise and ocean blue fabrics and rugs, mirrored walls, and so much more. Relax on the balcony with views of the marina, ocean, and lush tropical landscaping. This condo's location is perfect: close to the assigned covered parking space (with storage) and just steps away from koi ponds, waterfalls, the rec room, game room, world class gym w/sauna, and library. A few more steps and you're at one of 2 heated pools, the adult jacuzzi, family jacuzzi, putting green, and beach access. This stunningly landscaped Oceanfront property is perfectly situated between the marina and pier in Oceanside- a fun beach community with everything you'd want nearby. Walk to restaurants, shops, the harbor, train station and more. Don't miss out on this beautiful primary or secondary residence opportunity; it is also a great investment opportunity for short and long-term rentals. NEW: SELLERS WILL PAY HOA FEES FOR REST OF 2026!!

Getting Around

52
WalkingSomewhat Walkable
34
TransitSome Transit
63
BikeBikeable

Schools

5/10
Laurel Elementary SchoolGrades K-51.0 mi
4/10
Lincoln Middle SchoolGrades 6-82.3 mi
5/10
Oceanside High SchoolGrades 9-120.9 mi

Construction

Condition

  • Property condition: Updated/Remodeled,Turnkey
  • Year built: 1981

Type & Style

  • Home type: Condo
  • Property subType: Condominium

Interior

Appliances

  • Appliances included: Dishwasher,Electric Cooktop,Electric Oven,Electric Range,Ice Maker,Microwave,Refrigerator
  • Laundry features: Common Area

Bathroom

  • Features: Bathtub,Linen Closet,Tub Shower,Vanity

Bedroom

  • Features: All Bedrooms Down

Bedrooms & Bathrooms

  • Bedrooms: 1
  • Bathrooms: 1
  • Full bathrooms: 1
  • Main level bathrooms: 1
  • Main level bedrooms: 1

Features

  • Breakfast Bar,Balcony,Ceiling Fan(s),Dry Bar,Separate/Formal Dining Room,Furnished,Open Floorplan,Pantry,Recessed Lighting,Storage,Solid Surface Counters,All Bedrooms Down
  • Window features: Drapes,Plantation Shutters,Screens
  • Flooring: Laminate
  • Fireplace features: Gas,Living Room
  • Fireplace: Yes
  • Common walls with other units/homes: 1 Common Wall,End Unit

Heating & Cooling

  • Heating features: Fireplace(s)
  • Cooling features: None

Interior Area

  • Total interior livable area: 760 sqft

Kitchen

  • Features: Kitchen/Family Room Combo,Quartz Counters

Property

Accessibility

  • Accessibility features: No Stairs

Details

  • Parcel number: 1431710816
  • Attached to another structure: Yes
  • Special condition: Standard

Features

  • Levels: One
  • Stories: 1
  • Entry location: Front Door
  • Pool features: Fenced,Heated,In Ground,Association
  • Patio & porch: None
  • Exterior features: Koi Pond,Lighting
  • Has spa: Yes
  • Spa features: Association,Heated,In Ground
  • Has view: Yes
  • View description: Harbor,Marina,Ocean
  • Has water view: Yes
  • Water view: Harbor,Marina,Ocean
  • Waterfront features: Beach Access,Ocean Access

Lot

  • Features: Close to Clubhouse,Garden,Landscaped

Parking

  • Total spaces: 1
  • Parking features: Assigned,Controlled Entrance,Covered,Garage,Guest,Private
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Coastal Flooding
    Coastal FloodingModerate
  • Earthquake
    EarthquakeModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Coastal Flooding
Earthquake
Heat Wave
Inland Flooding
Wildfire

FEMA Declared Disasters in San Diego County and California

Earthquake
Flood
Mud Landslide
Severe Storm
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,413$40,956
Home Insurance *$94$1,128
Property Taxes $634$7,608
Electricity $398$4,786
Total$4,539$54,468
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$155,622/yr
40% on housing$136,170/yr
45% on housing$121,040/yr

California FAIR Plan Programs

California FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 417,310Commercial: 13,990
Total Premiums$1.42B
Total Exposure$429.84B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.9%
8.9%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: 1.1%
1.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$888This listing

vs Other Active Listings

Avg $/sqft

ZIP 92054$672
San Diego County$558

vs Homes Sold Last Month

Median $/sqft

ZIP 92054$681
San Diego County$576

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-06Price change$714,999
2026-01-22Price change$729,000
2025-10-27Listing removed$3,400
2025-10-20Price change$749,000
2025-09-13Listed for rent$3,400
2025-05-03Price change$769,000
2024-12-17Price change$775,000
2024-10-26Price change$799,000
2024-09-16Listed for sale$850,000
2018-05-30Sold$545,000
2018-03-09Listed for sale$545,000
2016-09-15Sold$425,000
2016-02-19Listed for sale$465,000
2000-05-03Sold$155,000
1995-11-30Sold$99,000

For Sale by Agent

AgentScott Jacobs
BrokerageKW College Park

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