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1339 Higgins St, Oceanside, CA, 92058

3beds
2baths
1,362sqft
$1,260,000
$925price/sqft
$8,178/moest. monthly cost
$327,120/yrincome needed

About This Home

Discover the perfect blend of coastal charm, modern design, and sustainable living in this beautifully rebuilt beach cottage in Oceanside's Eastside Capistrano neighborhood. This upgraded 100% electric home features an EV charging station, 3 bedrooms, 2 bathrooms, and a bright open-concept floor plan with an oversized kitchen island, custom cabinetry and premium appliances. The versatile detached garage can serve as a game room, fitness gym, or potential additional living area. Garage has mini-split and home has brand new AC system. Enjoy a cozy fireplace, custom closets, smart toilets, designer LED mirrors, custom lighting, and views of mature trees from each bedroom. Outside, low-maintenance landscaping, artificial turf, and a stunning Cumaru Brazilian hardwood entertainment deck with automatic evening lighting create the perfect space for relaxing and entertaining. Whether you are looking for a primary residence, a second home, a 1031 Exchange opportunity, or a high-demand rental, this property delivers. Coastal lifestyle, modern luxury, sustainable living, and exciting future growth—all come together at 1339 Higgins Street. Don't miss the opportunity to make this exceptional Oceanside property your next home, beach retreat, or investment opportunity.

Getting Around

78
WalkingVery Walkable
42
TransitSome Transit
44
BikeSomewhat Bikeable

Schools

5/10
Laurel Elementary SchoolGrades K-50.3 mi
2/10
Jefferson Middle SchoolGrades 6-80.8 mi
5/10
Oceanside High SchoolGrades 9-120.3 mi

Construction

Condition

  • Year built: 1959

Materials

  • Roof: Shingle
  • Construction materials: Drywall Walls

Type & Style

  • Home type: SingleFamily
  • Architectural style: Cottage
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Garage Door Opener,Microwave,Electric Oven,Electric Range,Electric Stove,Electric Cooking
  • Laundry features: Electric

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Flooring: Laminate
  • Number of fireplaces: 1
  • Fireplace features: FP in Living Room

Heating & Cooling

  • Heating features: Other/Remarks
  • Cooling features: Central Forced Air

Interior Area

  • Total structure area: 1,362
  • Total interior livable area: 1,362 sqft

Property

Details

  • Parcel number: 1480621100
  • Zoning: R-3:RESTRI
  • Zoning description: R-3:RESTRI

Features

  • Levels: 1 Story
  • Pool features: No Permits
  • Fencing: Full,Gate,Partial

Lot

  • Lot size: 5,227 sqft

Parking

  • Total spaces: 4
  • Parking features: Detached
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Earthquake
    EarthquakeModerate
  • Heat Wave
    Heat WaveModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Earthquake
Heat Wave
Wildfire

FEMA Declared Disasters in San Diego County and California

Earthquake
Flood
Mud Landslide
Severe Storm
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $6,371$76,452
Home Insurance *$216$2,592
Property Taxes $1,193$14,316
Electricity $398$4,786
Total$8,178$98,136
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$280,388/yr
40% on housing$245,340/yr
45% on housing$218,080/yr

California FAIR Plan Programs

California FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 417,310Commercial: 13,990
Total Premiums$1.42B
Total Exposure$429.84B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.9%
8.9%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: 1.1%
1.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$925This listing

vs Other Active Listings

Avg $/sqft

ZIP 92058$365
San Diego County$558

vs Homes Sold Last Month

Median $/sqft

ZIP 92058$547
San Diego County$576

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-06-12Listed for sale$1,260,000
2024-04-23Sold$717,000
2024-03-21Pending sale$750,000
2024-03-08Listed for sale$750,000
2024-03-02Pending sale$750,000
2024-02-29Listed for sale$750,000
2024-02-29Pending sale$750,000
2024-02-12Listed for sale$750,000

For Sale by Agent

AgentStephanie Nogalez
BrokerageFinest City Homes & Loans

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