429 Garfield St, Oceanside, CA, 92054
About This Home
Major value-add opportunity. Existing home plus fully permitted garage ADU and plans in process for 2 additional units. Total property plan for four units: 1) Existing house 3 bed / 2.5 bath 2) Approved ADU 1 bed / 1 bath 3) Plans in process for two units a 3 bed / 3 bath & 4 bed / 4.5 bath Plans provide for 5 parking spaces off alley. Additionally existing home has had roof replaced, a 400 amp electrical panel permitted, new HVAC system, hydro-jetting of plumbing lines, and pre-paid capacity fees for water upgrades for ADU. Current master bath still needs a new vanity, toilet, and sink.
Getting Around
Somewhat Walkable
Some Transit
BikeableSchools
Construction
Condition
- Year built: 1958
Materials
- Roof: Composition
- Construction materials: Stucco
Type & Style
- Home type: SingleFamily
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: N/K
- Laundry features: Electric
Bedrooms & Bathrooms
- Bedrooms: 3
- Bathrooms: 3
- Full bathrooms: 2
- 1/2 bathrooms: 1
Heating & Cooling
- Heating features: Forced Air Unit
- Cooling features: N/K
Interior Area
- Total structure area: 1,161
- Total interior livable area: 1,161 sqft
Property
Details
- Parcel number: 1502420800
Features
- Levels: 1 Story
- Pool features: N/K
- Fencing: Full
Parking
- Total spaces: 5
- Parking features: Converted
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Earthquake
- Heat Wave
- Wildfire
How This Home’s Risks Compare
FEMA Declared Disasters in San Diego County and California
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $6,568 | $78,816 |
| Home Insurance * | $182 | $2,184 |
| Property Taxes | $1,222 | $14,664 |
| Electricity | $398 | $4,786 |
| Total | $8,370 | $100,440 |
Income You'd Need if You Spent...
California FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-07-23 | Listed for sale | $1,299,000 |
| 2026-07-06 | Pending sale | $1,299,000 |
| 2026-05-13 | Listed for sale | $1,299,000 |
| 2026-05-07 | Listing removed | $1,299,999 |
| 2026-04-16 | Listed for sale | $1,299,999 |
| 2026-04-08 | Listing removed | $3,500 |
| 2026-03-26 | Price change | $3,500 |
| 2026-03-21 | Price change | $3,600 |
| 2026-03-18 | Price change | $3,700 |
| 2026-03-17 | Listed for rent | $3,600 |
| 2025-11-01 | Listing removed | $1,149,900 |
| 2024-12-06 | Listing removed | $4,800 |
| 2024-11-12 | Listed for rent | $4,800 |
| 2024-10-17 | Listing removed | $4,400 |
| 2024-10-15 | Listed for rent | $4,500 |
| 2024-09-18 | Sold | $1,112,000 |
| 2024-08-21 | Pending sale | $1,149,900 |
| 2024-08-01 | Listed for sale | $1,149,900 |
| 2024-08-01 | Listing removed | -- |
| 2024-07-27 | Listed for sale | $1,149,900 |
| 2024-07-11 | Pending sale | $1,149,900 |
| 2024-06-13 | Listed for sale | $1,149,900 |
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