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1501 Laurel Rd, Oceanside, CA, 92054

2beds
1baths
828sqft
$1,050,000
$1,268price/sqft
$6,929/moest. monthly cost
$277,160/yrincome needed

About This Home

A rare opportunity to own a unique home on nearly 16,000 sq.ft. of property. Located in the highly sought after Fire Mountain Estates neighborhood. This charming 2-bedroom, 1-bath home on a 10,954 sq.ft. lot is being offered with the adjacent lot 4,920 sq.ft., presenting exceptional possibilities for renovation and/or potential ADU. Located just 2.5 miles from the beach, you'll enjoy easy access to Oceanside's amazing beaches, downtown restaurants, shopping, entertainment, and freeways. Access is provided via an easement driveway. Buyer to verify all development potential with the City of Oceanside. Opportunities of this size and location are exceptionally rare in coastal Oceanside. View the Aerial Video Tour here: https://youtu.be/JVmNe7DbSpA

Getting Around

22
WalkingCar-Dependent
33
TransitSome Transit
10
BikeSomewhat Bikeable

Schools

5/10
4/10
Lincoln Middle SchoolGrades 6-80.7 mi
5/10
Oceanside High SchoolGrades 9-121.8 mi

Construction

Condition

  • Year built: 1952

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Laundry features: In Garage

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1

Cooling

  • Cooling features: None

Features

  • Fireplace features: Living Room
  • Fireplace: Yes
  • Common walls with other units/homes: No Common Walls

Interior Area

  • Total interior livable area: 828 sqft

Property

Details

  • Parcel number: 1512223500
  • Zoning: R-1:SINGLE FAM-RES
  • Special condition: Trust

Features

  • Levels: One
  • Stories: 1
  • Entry location: Front
  • Pool features: None
  • Has view: Yes
  • View description: None

Lot

  • Lot size: 0.36 Acres
  • Features: 0-1 Unit/Acre

Parking

  • Total spaces: 6
  • Parking features: Garage - Attached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Uncovered spaces: 4

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingVery High
  • Earthquake
    EarthquakeRelatively High
  • Heat Wave
    Heat WaveModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Inland Flooding
Earthquake
Heat Wave
Wildfire

FEMA Declared Disasters in San Diego County and California

Earthquake
Flood
Mud Landslide
Severe Storm
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $5,309$63,708
Home Insurance *$147$1,764
Property Taxes $1,075$12,900
Electricity $398$4,786
Total$6,929$83,148
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$237,565/yr
40% on housing$207,870/yr
45% on housing$184,773/yr

California FAIR Plan Programs

California FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 417,310Commercial: 13,990
Total Premiums$1.42B
Total Exposure$429.84B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.9%
8.9%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: 1.1%
1.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$1,268This listing

vs Other Active Listings

Avg $/sqft

ZIP 92054$669
San Diego County$558

vs Homes Sold Last Month

Median $/sqft

ZIP 92054$681
San Diego County$576

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-08Listed for sale$1,050,000

For Sale by Agent

AgentElizabeth Saldana
BrokerageReal Brokerage Technologies

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