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311 Eaton St, Oceanside, CA, 92054

2beds
1baths
904sqft
$1,649,000
$1,824price/sqft
$10,502/moest. monthly cost
$420,080/yrincome needed

About This Home

Coastal charm meets the ultimate South Oceanside lifestyle! Nestled in the highly sought-after St. Malo Terrace neighborhood, this beautifully maintained single-story coastal home sits on a desirable corner lot just west of Coast Highway and only a short stroll to Buccaneer Beach. Offering 2 bedrooms, 1 bathroom, and approximately 904 square feet of living space, this home blends timeless character with thoughtful updates. The inviting living room is centered around a stunning stone fireplace and features a newer mini-split heating and air conditioning system installed approximately one year ago for year-round comfort. Solar provides added energy efficiency, and the garage features a newer roof completed approximately one year ago. A detached shed offers the perfect space for an art studio, hobby room, workshop, home office, or extra storage. The property also offers RV parking or additional off-street parking for two vehicles, a rare convenience in this coveted beach community. Enjoy the spacious corner lot, coastal breezes, and an unbeatable location just moments from the sand. Walk to Buccaneer Beach, St. Malo Beach, Tanner's Prime Burgers, South O Brewing, local coffee shops, restaurants, boutiques, parks, and everything that makes South Oceanside one of North County's most desirable coastal communities. Whether you're looking for a full-time residence, weekend beach retreat, or investment opportunity, this home offers an incredible opportunity. The City of Oceanside has adopted zoning changes that may provide future development potential in this area, build up and Oceanviews!!creating additional long-term value. Buyer to verify all zoning, land use, and development possibilities with the City of Oceanside. Experience the relaxed coastal lifestyle that makes South O so special and come see why this is one of the most desirable places to call home.

Getting Around

69
WalkingSomewhat Walkable
38
TransitSome Transit
70
BikeVery Bikeable

Schools

4/10
Lincoln Middle SchoolGrades 6-81.4 mi
5/10
Oceanside High SchoolGrades 9-122.1 mi

Construction

Condition

  • Year built: 1952

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Laundry features: In Garage

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1

Features

  • Fireplace features: Family Room
  • Fireplace: Yes
  • Common walls with other units/homes: No Common Walls

Heating & Cooling

  • Heating features: See Remarks
  • Cooling features: See Remarks

Interior Area

  • Total interior livable area: 904 sqft

Property

Details

  • Parcel number: 1550340800
  • Zoning: R-1:SINGLE FAM-RES
  • Special condition: Standard

Features

  • Levels: One
  • Stories: 1
  • Entry location: front
  • Pool features: None
  • Has view: Yes
  • View description: None

Lot

  • Lot size: 5,545 sqft
  • Features: 0-1 Unit/Acre,Back Yard,Front Yard,Sprinklers In Rear,Sprinklers In Front,Sprinkler System,Yard

Parking

  • Total spaces: 3
  • Parking features: Garage - Attached
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1
  • Uncovered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Earthquake
    EarthquakeModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Earthquake
Heat Wave
Inland Flooding
Wildfire

FEMA Declared Disasters in San Diego County and California

Earthquake
Flood
Mud Landslide
Severe Storm
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $8,338$100,056
Home Insurance *$231$2,772
Property Taxes $1,535$18,420
Electricity $398$4,786
Total$10,502$126,024
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$360,068/yr
40% on housing$315,060/yr
45% on housing$280,053/yr

California FAIR Plan Programs

California FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 417,310Commercial: 13,990
Total Premiums$1.42B
Total Exposure$429.84B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.9%
8.9%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: 1.1%
1.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$1,824This listing

vs Other Active Listings

Avg $/sqft

ZIP 92054$663
San Diego County$558

vs Homes Sold Last Month

Median $/sqft

ZIP 92054$681
San Diego County$576

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-04Price change$1,599,000
2026-07-14Listed for sale$1,649,000
2017-10-30Listing removed$2,850
2017-10-04Listed for rent$2,850
2015-05-16Listing removed$875,000
2015-03-06Price change$875,000
2014-10-23Listed for sale$999,000
2001-09-04Sold$315,000
2000-04-28Sold$235,000
1996-11-05Sold$84,473

For Sale by Agent

AgentCrystal Pierce
BrokerageERA Ranch & Sea Realty

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