309 Calle Montecito, Oceanside, CA, 92057
About This Home
Exceptional investment opportunity in Oceanside! This well-maintained 2-bedroom, 1-bath condominium offers immediate rental income with a long-term tenant already in place paying $2,960 per month, making it an ideal turnkey addition to any investment portfolio. Located just minutes from the beach, shopping, dining, public transportation, and major commuter routes, this property combines strong rental appeal with an unbeatable coastal lifestyle. Inside, you'll find a bright and functional floor plan with spacious living areas, an updated kitchen, generous bedrooms, and abundant natural light throughout. One of the property's standout features is its private fenced backyard and covered patio—an uncommon amenity for condo living that adds significant value and tenant appeal. Whether you're looking to expand your real estate portfolio or secure a coastal asset with immediate cash flow, this property offers a rare opportunity to own an income-producing home in one of Southern California's most desirable beach communities. Property to be sold with tenant in place. Buyer to cooperate with existing tenancy.
Getting Around
Car-Dependent
Some Transit
Somewhat BikeableSchools
Construction
Condition
- Property condition: Updated/Remodeled
- Year built: 1972
Type & Style
- Home type: SingleFamily
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Disposal,Gas Range,Range Hood,Water Heater
- Laundry features: In Garage
Bathroom
- Features: Tub Shower
Bedroom
- Features: Bedroom on Main Level
Bedrooms & Bathrooms
- Bedrooms: 2
- Bathrooms: 1
- Full bathrooms: 1
- Main level bathrooms: 1
- Main level bedrooms: 2
Features
- Eat-in Kitchen,Bedroom on Main Level
- Flooring: Laminate
- Fireplace features: None
- Common walls with other units/homes: No Common Walls
Heating & Cooling
- Heating features: Central
- Cooling features: None
Interior Area
- Total interior livable area: 902 sqft
Property
Details
- Parcel number: 1572913100
- Special condition: Standard
Features
- Levels: One
- Stories: 1
- Entry location: Front Door
- Pool features: None
- Spa features: None
- Has view: Yes
- View description: Neighborhood
Lot
- Lot size: 3,973 sqft
- Features: Back Yard,Yard
Parking
- Total spaces: 2
- Parking features: Driveway,Garage
- Has garage: Yes
- Attached garage spaces: 2
- Covered spaces: 2
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Inland Flooding
- Earthquake
- Heat Wave
- Wildfire
How This Home’s Risks Compare
FEMA Declared Disasters in San Diego County and California
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $2,932 | $35,184 |
| Home Insurance * | $127 | $1,524 |
| Property Taxes | $546 | $6,552 |
| Electricity | $398 | $4,786 |
| Total | $4,003 | $48,036 |
Income You'd Need if You Spent...
California FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-08-14 | Contingent | $579,999 |
| 2026-07-26 | Price change | $579,999 |
| 2026-07-10 | Listed for sale | $599,000 |
| 2026-04-22 | Listing removed | $580,000 |
| 2023-11-20 | Listing removed | -- |
| 2023-10-26 | Price change | $580,000 |
| 2023-10-12 | Price change | $605,000 |
| 2023-09-28 | Listed for sale | $617,000 |
| 2021-08-31 | Sold | $430,000 |
| 2021-06-09 | Pending sale | $420,000 |
| 2009-10-30 | Sold | $120,000 |
| 2004-05-07 | Sold | $245,000 |
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