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4750 Calle Estrella, Oceanside, CA, 92057

3beds
2baths
1,055sqft
$595,000
$564price/sqft
$4,086/moest. monthly cost
$163,440/yrincome needed

About This Home

Step into this single-level twin home offering an attractive price point and priced to reflect needed upgrades with potential to make it truly your own. Featuring a comfortable and functional layout with 3 bedrooms and 2 bathrooms, the home presents a great opportunity for buyers ready to add updates and personal touches to create their ideal space. Enjoy the added benefits of no HOA fees, no age restrictions, solar, two tesla batteries and a one-car attached garage, providing both convenience and flexibility. This home presents a fantastic opportunity to build equity and create something special. Photos of the primary bedroom and bathroom are not included in order to respect the tenant’s privacy. With a little vision, this property can be transformed into a warm and inviting retreat.

Getting Around

33
WalkingCar-Dependent
36
TransitSome Transit
53
BikeBikeable

Schools

8/10
Libby Elementary SchoolGrades K-50.4 mi
6/10
7/10
El Camino High SchoolGrades 9-122.1 mi

Construction

Condition

  • Year built: 1972

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Laundry features: Outside

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Cooling

  • Cooling features: None

Features

  • Fireplace features: None
  • Common walls with other units/homes: 1 Common Wall

Interior Area

  • Total interior livable area: 1,055 sqft

Property

Details

  • Parcel number: 1572942100
  • Attached to another structure: Yes
  • Zoning: R-1
  • Special condition: Probate Listing

Features

  • Levels: One
  • Stories: 1
  • Entry location: Front
  • Pool features: None
  • Has view: Yes
  • View description: None

Lot

  • Lot size: 3,500 sqft
  • Features: Level

Parking

  • Total spaces: 1
  • Parking features: Garage - Attached
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Earthquake
    EarthquakeModerate
  • Heat Wave
    Heat WaveModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Earthquake
Heat Wave
Wildfire

FEMA Declared Disasters in San Diego County and California

Earthquake
Flood
Mud Landslide
Severe Storm
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,008$36,096
Home Insurance *$130$1,560
Property Taxes $550$6,600
Electricity $398$4,786
Total$4,086$49,032
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$140,091/yr
40% on housing$122,580/yr
45% on housing$108,960/yr

California FAIR Plan Programs

California FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 417,310Commercial: 13,990
Total Premiums$1.42B
Total Exposure$429.84B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.9%
8.9%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: 1.1%
1.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$564This listing

vs Other Active Listings

Avg $/sqft

ZIP 92057$352
San Diego County$558

vs Homes Sold Last Month

Median $/sqft

ZIP 92057$468
San Diego County$576

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-03-25Listed for sale$635,000

For Sale by Agent

AgentRene Hernandez
BrokerageColdwell Banker Realty

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