1549 Spring Creek Ln, Oceanside, CA, 92057
About This Home
Charming Single-Story Retreat in a Prime Oceanside Location. Welcome home to this beautifully maintained single-story, detached home tucked into a quiet, well-established Oceanside neighborhood. With thoughtfully laid-out living space, this home offers the perfect blend of comfort, character, and convenience, all with an incredibly low HOA of just $14/month. The spacious primary bedroom features a stunning custom-finished accent wall that adds warmth, texture, and designer flair. Vaulted ceilings, a ceiling fan, and generous natural light complete this peaceful retreat. Filled with comfortable, functional living spaces offering a cozy living room centered around a classic brick fireplace, ideal for relaxed evenings in. The third bedroom can also double as a dedicated home office and can provide flexibility for remote work, hobbies, or study space. The kitchen and living areas flow easily throughout the single-level layout, making everyday living simple and accessible. This home is loaded with storage, featuring mirrored closet doors, a dedicated laundry room with cabinetry, and a well-equipped two-car attached garage with built-in cabinets and workspace for tools, hobbies, or extra storage. A newer water heater, AC unit and furnace add peace of mind for years to come. Outdoor Living at its finest with both front and backyard living spaces. Step outside to a private, low-maintenance front and backyard patio surrounded by mature landscaping, palms, and desert-inspired greenery, a lovely spot for morning coffee or evening relaxation. Unbeatable Location close proximity to the 76 Freeway for an easy commute. Close to Spring Creek Park, perfect for walks, picnics, and outdoor recreation, Near Guajome Regional Park, offering trails, lake views, and wide-open green space. This is single-story Oceanside living at its best. Don't miss the opportunity to make this your new home!
Getting Around
Car-Dependent
Minimal Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 1986
Type & Style
- Home type: SingleFamily
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Dishwasher,Gas Cooktop,Disposal,Gas Oven,Microwave,Refrigerator,Water Heater,Dryer,Washer
- Laundry features: Inside,Laundry Room
Bedroom
- Features: All Bedrooms Down
Bedroom
- Features: Bedroom on Main Level
Bedrooms & Bathrooms
- Bedrooms: 3
- Bathrooms: 2
- Full bathrooms: 2
- Main level bathrooms: 2
- Main level bedrooms: 3
Cooling
- Cooling features: Central Air
Features
- All Bedrooms Down,Bedroom on Main Level,Main Level Primary
- Fireplace features: Family Room,Gas Starter
- Fireplace: Yes
- Common walls with other units/homes: No Common Walls
Interior Area
- Total interior livable area: 1,264 sqft
Master Bedroom
- Features: Main Level Primary
Property
Details
- Parcel number: 1575001300
- Zoning: Single Family Residential
- Special condition: Trust
- Exclusions: All security cameras and garage refrigerator do not convey
Features
- Levels: One
- Stories: 1
- Entry location: 1
- Pool features: None
- Has view: Yes
- View description: Neighborhood
Lot
- Lot size: 5,486 sqft
- Features: Back Yard,Front Yard,Landscaped,Near Park,Street Level,Yard
Parking
- Total spaces: 4
- Parking features: Garage - Attached
- Has garage: Yes
- Attached garage spaces: 2
- Covered spaces: 2
- Uncovered spaces: 2
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Inland Flooding
- Wildfire
- Earthquake
- Heat Wave
How This Home’s Risks Compare
FEMA Declared Disasters in San Diego County and California
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $4,040 | $48,480 |
| Home Insurance * | $175 | $2,100 |
| Property Taxes | $750 | $9,000 |
| Electricity | $398 | $4,786 |
| Total | $5,363 | $64,356 |
Income You'd Need if You Spent...
California FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-08-02 | Listed for sale | $799,000 |
| 2002-06-12 | Sold | $270,500 |
| 1998-12-02 | Sold | $159,000 |
| 1996-08-29 | Sold | $118,500 |
View on Zillow