4658 Calle Del Palo, Oceanside, CA, 92057
About This Home
Welcome to this charming, owner-occupied home that has been lovingly maintained and thoughtfully upgraded over the years. Offering a warm and inviting atmosphere, this property is the perfect opportunity for a first-time homebuyer, young family, or anyone looking to own instead of rent. The functional single-level floor plan provides comfortable everyday living, while the tasteful updates make the home move-in ready with room to add your own personal style over time. Step outside to enjoy a private fenced backyard, ideal for children, pets, entertaining, or relaxing in your own outdoor space. One of the home's biggest advantages is no HOA and no Mello-Roos, helping keep monthly ownership costs low. Additional features include an attached one-car garage and a convenient location close to shopping, schools, parks, beaches, and commuter routes.
Getting Around
Car-Dependent
Some Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 1980
Materials
- Roof: Shingle
- Construction materials: Stucco
Type & Style
- Home type: SingleFamily
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Refrigerator,Gas Stove,Gas Range
- Laundry features: Other/Remarks
Bedrooms & Bathrooms
- Bedrooms: 2
- Bathrooms: 1
- Full bathrooms: 1
Features
- Flooring: Linoleum/Vinyl
- Fireplace features: N/K
Heating & Cooling
- Heating features: Forced Air Unit
- Cooling features: N/K
Interior Area
- Total structure area: 827
- Total interior livable area: 827 sqft
Property
Details
- Parcel number: 1575127400
- Zoning: R1
- Zoning description: R1
Features
- Levels: 1 Story
- Stories: 1
- Pool features: N/K
- Patio & porch: Awning/Porch Covered
- Fencing: Full
Parking
- Total spaces: 4
- Parking features: Attached
- Has garage: Yes
- Attached garage spaces: 1
- Covered spaces: 1
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Inland Flooding
- Earthquake
- Heat Wave
- Wildfire
How This Home’s Risks Compare
FEMA Declared Disasters in San Diego County and California
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $3,028 | $36,336 |
| Home Insurance * | $131 | $1,572 |
| Property Taxes | $563 | $6,756 |
| Electricity | $398 | $4,786 |
| Total | $4,120 | $49,440 |
Income You'd Need if You Spent...
California FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-08-13 | Listed for sale | $599,000 |
| 2026-08-08 | Pending sale | $599,000 |
| 2026-07-20 | Listed for sale | $599,000 |
| 2023-05-22 | Sold | $545,000 |
| 2023-04-21 | Pending sale | $545,000 |
| 2023-04-21 | Listed for sale | $545,000 |
| 2014-04-30 | Sold | $235,000 |
| 2014-03-26 | Listed for sale | $225,000 |
| 2010-01-28 | Sold | $120,000 |
| 2005-04-18 | Sold | $323,000 |
| 2003-07-31 | Sold | $220,000 |
| 1994-08-31 | Sold | $76,500 |
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