4267 Arcata Bay Way, Oceanside, CA, 92058
About This Home
VA Approved! Welcome to this highly sought-after upper-level condo in the desirable Whelan Ranch community of Oceanside. This beautifully upgraded single-level end unit offers privacy with no neighbors above or below, along with convenient access to the community pool. Step onto the inviting patio/deck and into a light-filled home featuring fresh interior paint, luxury vinyl plank flooring, vinyl windows, NEW air-conditioning, and an open-concept layout perfect for modern living. The updated kitchen showcases quartz countertops, white shaker cabinetry, recessed lighting, and stainless steel appliances, including a brand-new dishwasher. The spacious primary suite includes a walk-in closet and an upgraded en-suite bathroom with quartz countertops. The secondary bathroom is equally stylish, offering quartz counters and a full tub/shower combination. For added convenience, the laundry room is located inside the unit. This home also includes a spacious single-car garage directly below the unit plus an additional dedicated parking space. HOA dues cover water, trash, and common area landscaping. Enjoy the best of the Oceanside lifestyle with the beach just 7 miles away. Relax on your private deck, cool off in the community pool, or explore nearby hiking and biking along the San Luis Rey Trail. Whelan Ranch offers a peaceful, secluded atmosphere with mature trees and lush landscaping, while still being conveniently close to Camp Pendleton, the Oceanside Pier and Harbor, golf courses, fishing, shopping, dining, and schools. This rare Oceanside gem combines comfort, style, and location — don’t miss your chance to call Whelan Ranch home!
Getting Around
Somewhat Walkable
Some Transit
Somewhat BikeableSchools
Construction
Condition
- Property condition: Turnkey
- Year built: 1982
Materials
- Foundation: None
Type & Style
- Home type: Condo
- Property subType: Condominium
Interior
Appliances
- Appliances included: Dishwasher,Disposal,Ice Maker,Microwave,Refrigerator,Self Cleaning Oven,Dryer,Washer
- Laundry features: Inside,Laundry Room,Stacked,Upper Level
Bathroom
- Features: Bathroom Exhaust Fan,Quartz Counters,Remodeled,Tub Shower,Upgraded
Bedroom
- Features: All Bedrooms Up
Bedroom
- Features: Bedroom on Main Level
Bedrooms & Bathrooms
- Bedrooms: 3
- Bathrooms: 2
- Full bathrooms: 2
- Main level bathrooms: 2
- Main level bedrooms: 3
Features
- Breakfast Bar,Quartz Counters,Storage,All Bedrooms Up,Bedroom on Main Level,Main Level Primary,Walk-In Closet(s)
- Fireplace features: None
- Common walls with other units/homes: 1 Common Wall,End Unit,No One Above,No One Below
Heating & Cooling
- Heating features: Forced Air
- Cooling features: Central Air
Interior Area
- Total interior livable area: 1,193 sqft
Kitchen
- Features: Quartz Counters
Master Bedroom
- Features: Main Level Primary
Other
- Features: Walk-In Closet(s)
Property
Details
- Parcel number: 1575502709
- Attached to another structure: Yes
- Special condition: Standard
Features
- Levels: Two
- Stories: 2
- Entry location: 2
- Pool features: Fenced,In Ground,Association
- Patio & porch: Deck,Front Porch,Open,Patio,Porch
- Has spa: Yes
- Spa features: Association,Private
- Has view: Yes
- View description: Neighborhood,Pool
Lot
- Lot size: 2.57 Acres
- Features: 0-1 Unit/Acre
Parking
- Total spaces: 1
- Parking features: Assigned,Door-Single,Garage,Garage Door Opener,One Space
- Has garage: Yes
- Attached garage spaces: 1
- Covered spaces: 1
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Inland Flooding
- Earthquake
- Heat Wave
- Wildfire
How This Home’s Risks Compare
FEMA Declared Disasters in San Diego County and California
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $2,953 | $35,436 |
| Home Insurance * | $100 | $1,200 |
| Property Taxes | $551 | $6,612 |
| Electricity | $398 | $4,786 |
| Total | $4,002 | $48,024 |
Income You'd Need if You Spent...
California FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-07-12 | Price change | $583,999 |
| 2026-05-21 | Listed for sale | $589,000 |
| 2025-08-07 | Listing removed | $3,300 |
| 2025-07-05 | Listed for rent | $3,300 |
| 2025-07-02 | Listing removed | $3,500 |
| 2025-06-30 | Price change | $3,500 |
| 2025-05-13 | Price change | $3,650 |
| 2025-05-07 | Price change | $3,750 |
| 2025-04-18 | Price change | $3,950 |
| 2025-04-08 | Listed for rent | $4,200 |
| 2024-08-19 | Sold | $559,000 |
| 2024-07-29 | Pending sale | $559,000 |
| 2024-07-16 | Price change | $559,000 |
| 2024-06-28 | Listed for sale | $580,000 |
| 2016-04-25 | Listing removed | $312,000 |
| 2016-02-25 | Listed for sale | $312,000 |
| 2015-11-17 | Sold | $312,000 |
| 2015-08-31 | Sold | $245,000 |
| 2015-08-09 | Listed for sale | $249,000 |
| 2014-06-07 | Listing removed | $249,000 |
| 2014-05-07 | Listed for sale | $249,000 |
| 2009-11-24 | Sold | $135,000 |
| 2004-03-29 | Sold | $242,000 |
View on Zillow