4236 Half Moon Bay Way, Oceanside, CA, 92058
About This Home
Welcome to one of the most desirably located homes in Whelan Ranch! Perfectly positioned as a private end-unit on a picturesque greenbelt, this highly sought-after single-level home offers the rare combination of no neighbors above or below, exceptional privacy, and an unbeatable location within close proximity to the community pool, clubhouse and park. The open-concept floor plan seamlessly connects the living room, dining room area, kitchen, and expansive outdoor patio. Open the sliding doors to enjoy true indoor-outdoor living from your dining space to the large outdoor space with direct gate access to the lush greenbelt creating the perfect setting for relaxing, entertaining, or simply enjoying the peaceful surroundings. This updated home features a MAJOR system upgrade including a newly installed furnace, central air conditioning, and all new ductwork for year-round comfort and efficiency. Beautifully maintained tile flooring throughout also helps keep the home naturally cool. The updated kitchen is both functional and inviting, complete with stainless steel appliances, soft close cabinetry, and a new garbage disposal. The convenience continues with an interior laundry area, making everyday living even easier. Retreat to the spacious primary suite featuring two closets, an updated vanity, and desirable walk-in shower. The secondary bathroom is also updated and features a shower in tub combo. Parking is effortless with a TWO-CAR GARAGE plus abundant street parking for guests nearby. Located just minutes from Oceanside’s beautiful beaches, downtown Oceanside, shopping, dining and Camp Pendleton! As an added bonus, this community is VA approved, the HOA includes water and trash, and the washer, dryer, and refrigerator are all included, making this home a move in ready opportunity you won't want to miss!
Getting Around
Car-Dependent
Some Transit
Somewhat BikeableSchools
Construction
Condition
- Property condition: Turnkey
- Year built: 1984
Type & Style
- Home type: Condo
- Architectural style: Traditional
- Property subType: Condominium
Interior
Appliances
- Appliances included: Electric Range,Freezer,Disposal,Microwave,Refrigerator,Water Heater
- Laundry features: Washer Hookup,Electric Dryer Hookup,Gas Dryer Hookup,Inside,Laundry Closet
Bathroom
- Features: Bathroom Exhaust Fan,Bathtub,Enclosed Toilet,Full Bath on Main Level,Remodeled,Separate Shower,Tub Shower,Upgraded,Vanity,Walk-In Shower
Bedroom
- Features: All Bedrooms Down
Bedroom
- Features: Bedroom on Main Level
Bedrooms & Bathrooms
- Bedrooms: 3
- Bathrooms: 2
- Full bathrooms: 2
- Main level bathrooms: 2
- Main level bedrooms: 3
Cooling
- Cooling features: Central Air
Features
- Breakfast Bar,Breakfast Area,Ceiling Fan(s),Eat-in Kitchen,Open Floorplan,Recessed Lighting,All Bedrooms Down,Bedroom on Main Level,Main Level Primary,Primary Suite
- Flooring: Carpet,Tile
- Fireplace features: None
- Common walls with other units/homes: 2+ Common Walls,End Unit,No One Above,No One Below
Interior Area
- Total interior livable area: 1,174 sqft
Kitchen
- Features: Kitchen/Family Room Combo,Remodeled,Self-closing Cabinet Doors,Self-closing Drawers,Updated Kitchen
Master Bedroom
- Features: Main Level Primary
Master Bedroom
- Features: Primary Suite
Property
Accessibility
- Accessibility features: No Stairs
Details
- Parcel number: 1575502844
- Attached to another structure: Yes
- Special condition: Standard
- Exclusions: Staging furniture and accessories including curtains
Features
- Levels: One
- Stories: 1
- Entry location: Single Level
- Pool features: Community,Fenced,In Ground,Association
- Patio & porch: Rear Porch,Concrete,Enclosed,Patio
- Has spa: Yes
- Spa features: Association,Community,In Ground
- Has view: Yes
- View description: Courtyard,Park/Greenbelt,Neighborhood,Pool,Trees/Woods
Lot
- Lot size: 3.05 Acres
- Features: Greenbelt,Yard
Parking
- Total spaces: 2
- Parking features: Garage,Off Street
- Has garage: Yes
- Attached garage spaces: 2
- Covered spaces: 2
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Inland Flooding
- Earthquake
- Heat Wave
- Wildfire
How This Home’s Risks Compare
FEMA Declared Disasters in San Diego County and California
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $2,781 | $33,372 |
| Home Insurance * | $94 | $1,128 |
| Property Taxes | $294 | $3,528 |
| Electricity | $398 | $4,786 |
| Total | $3,567 | $42,804 |
Income You'd Need if You Spent...
California FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-08-05 | Contingent | $550,000 |
| 2026-07-29 | Listed for sale | $550,000 |
| 2018-07-27 | Sold | $385,000 |
| 2018-07-26 | Pending sale | $389,900 |
| 2018-06-16 | Listed for sale | $389,900 |
| 2018-06-16 | Pending sale | $389,900 |
| 2018-05-15 | Listed for sale | $389,900 |
| 2002-12-30 | Sold | $237,000 |
| 1998-08-28 | Sold | $105,000 |
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