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261 Riverview Way, Oceanside, CA, 92057

2beds
2baths
1,130sqft
$494,000
$437price/sqft
$3,462/moest. monthly cost
$138,480/yrincome needed

About This Home

Space, light, and location, this North Valley Oceanside townhome is a rare opportunity to get into a great community and make it your own. Soaring vaulted ceilings and a bright loft give the main living area a real sense of scale, while a versatile bonus room adds valuable extra square footage, perfect for a home office, gym, or creative space. A detached garage adds convenience and security. Amenities include a pool, spa, and tennis courts, minutes from the beach, shopping, dining, and Camp Pendleton. The home offers great bones and room to add your own personal touches. Directly across from the beautifully planned Tierra Norte development, with parks and a proposed trail connection to the San Luis Rey River Trail.

Getting Around

42
WalkingCar-Dependent
35
TransitSome Transit
42
BikeSomewhat Bikeable

Schools

8/10
Libby Elementary SchoolGrades K-50.5 mi
6/10
7/10
El Camino High SchoolGrades 9-122.0 mi

Construction

Condition

  • Year built: 1987

Materials

  • Roof: Common Roof
  • Construction materials: Stucco

Type & Style

  • Home type: Townhouse
  • Property subType: Townhouse

Interior

Appliances

  • Appliances included: Other/Remarks
  • Laundry features: Electric

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Beamed Ceilings,Open Floor Plan,Kitchen Open to Family Rm
  • Number of fireplaces: 1
  • Fireplace features: FP in Living Room
  • Common walls with other units/homes: No Unit Above or Below

Heating & Cooling

  • Heating features: Forced Air Unit
  • Cooling features: N/K

Interior Area

  • Total structure area: 1,130
  • Total interior livable area: 1,130 sqft

Property

Details

  • Parcel number: 1575727300

Features

  • Levels: 2 Story
  • Stories: 2
  • Pool features: Community/Common
  • Spa features: Community/Common
  • Fencing: N/K

Lot

  • Lot size: 2,178 sqft

Parking

  • Total spaces: 2
  • Parking features: Detached,Garage
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingRelatively High
  • Earthquake
    EarthquakeModerate
  • Heat Wave
    Heat WaveModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Inland Flooding
Earthquake
Heat Wave
Wildfire

FEMA Declared Disasters in San Diego County and California

Earthquake
Flood
Mud Landslide
Severe Storm
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,497$29,964
Home Insurance *$108$1,296
Property Taxes $459$5,508
Electricity $398$4,786
Total$3,462$41,544
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$118,697/yr
40% on housing$103,860/yr
45% on housing$92,320/yr

California FAIR Plan Programs

California FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 417,310Commercial: 13,990
Total Premiums$1.42B
Total Exposure$429.84B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.9%
8.9%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: 1.1%
1.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$437This listing

vs Other Active Listings

Avg $/sqft

ZIP 92057$352
San Diego County$559

vs Homes Sold Last Month

Median $/sqft

ZIP 92057$468
San Diego County$576

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-17Pending sale$494,000
2026-07-07Listed for sale$494,000
2004-06-10Sold$316,000

For Sale by Agent

AgentMichael Simon Slayen
BrokerageeXp Realty of California, Inc.

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