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4454 San Joaquin St, Oceanside, CA, 92057

3beds
3baths
1,807sqft
$949,000
$525price/sqft
$6,303/moest. monthly cost
$252,120/yrincome needed

About This Home

Well kept 3 bedroom 2.5 bathroom single family dettached house. there is an extra room by the living area that could be used as an office. attractive and low maitenance front yard and back yard land escaping. House has sky lights and dual glass Vynil sliders which brings in lots of natural light. Kitchen has spacious walk in pantry. master bedroom has a spacious walk in closet. Three attached spacious car garage with a ladder that could be used for storing stuff under the garage attic .this house is in move in ready condition.

Getting Around

53
WalkingSomewhat Walkable
36
TransitSome Transit
46
BikeSomewhat Bikeable

Schools

8/10
Libby Elementary SchoolGrades K-50.9 mi
7/10
El Camino High SchoolGrades 9-121.9 mi

Construction

Condition

  • Year built: 1995

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Electric Oven,Electric Range
  • Laundry features: In Garage

Bathroom

  • Features: Closet,Enclosed Toilet,Separate Shower,Vanity

Bedroom

  • Features: All Bedrooms Down

Bedroom

  • Features: Bedroom on Main Level

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1
  • Main level bathrooms: 212
  • Main level bedrooms: 3

Features

  • All Bedrooms Down,Bedroom on Main Level,Walk-In Pantry,Walk-In Closet(s)
  • Fireplace features: Living Room
  • Fireplace: Yes
  • Common walls with other units/homes: No Common Walls

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Central Air

Interior Area

  • Total interior livable area: 1,807 sqft

Kitchen

  • Features: Kitchen Island,Quartz Counters,Walk-In Pantry

Other

  • Features: Walk-In Closet(s)

Pantry

  • Features: Walk-In Pantry

Property

Details

  • Parcel number: 1578103800
  • Zoning: R-1: SINGLE FAM-RES
  • Special condition: Standard

Features

  • Levels: One
  • Stories: 1
  • Entry location: Front Door
  • Pool features: None
  • Spa features: None
  • Has view: Yes
  • View description: None

Lot

  • Lot size: 10,534 sqft
  • Features: Back Yard

Parking

  • Total spaces: 3
  • Parking features: Direct Access,Driveway,Garage
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingVery High
  • Earthquake
    EarthquakeModerate
  • Heat Wave
    Heat WaveModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Inland Flooding
Earthquake
Heat Wave
Wildfire

FEMA Declared Disasters in San Diego County and California

Earthquake
Flood
Mud Landslide
Severe Storm
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $4,798$57,576
Home Insurance *$207$2,484
Property Taxes $900$10,800
Electricity $398$4,786
Total$6,303$75,636
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$216,102/yr
40% on housing$189,090/yr
45% on housing$168,080/yr

California FAIR Plan Programs

California FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 417,310Commercial: 13,990
Total Premiums$1.42B
Total Exposure$429.84B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.9%
8.9%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: 1.1%
1.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$525This listing

vs Other Active Listings

Avg $/sqft

ZIP 92057$350
San Diego County$558

vs Homes Sold Last Month

Median $/sqft

ZIP 92057$468
San Diego County$576

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-11Listed for rent$4,500
2026-07-19Listing removed$5,000
2026-06-26Listed for sale$949,000
2026-05-04Listed for rent$5,000
2024-12-10Listing removed$4,500
2024-12-06Listed for rent$4,500
2021-08-04Sold$875,000
2021-07-05Pending sale$850,000
2021-06-25Listed for sale$850,000
2021-03-24Listing removed--
2019-02-26Listing removed$2,800
2019-02-20Listed for rent$2,800
2015-06-11Sold$400,000
2015-03-22Listed for sale$451,000
2014-09-08Sold$404,267
2003-10-29Sold$425,000
2001-10-05Sold$270,000
1998-04-27Sold$183,500
1997-07-08Sold$133,148
1994-11-23Sold$181,500

For Sale by Agent

AgentAbtin Vafadari
BrokerageRise Realty

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