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4012 Via Rio Ave, Oceanside, CA, 92057

4beds
2baths
1,808sqft
$1,079,900
$597price/sqft
$7,109/moest. monthly cost
$284,360/yrincome needed

About This Home

Beautifully Remodeled Single-Story Coastal Home – Move-In Ready! Welcome to 4012 Via Rio Ave, a beautifully updated 4-bedroom, 2-bathroom home situated on a spacious 10,300+ sqft. flat, low-maintenance cul-de-sac lot. Ideally located near top-rated schools, parks, shopping, dining, beautiful beaches, and convenient freeway access. This move-in-ready home features a brand-new HVAC system with new ductwork, luxury vinyl plank and tile flooring, fresh interior and exterior paint, and beautifully remodeled bathrooms. The chef-inspired kitchen showcases quartz waterfall countertops, white shaker cabinetry, stainless steel appliances, and a designer tile backsplash. The bright, open living room is anchored by a cozy fireplace, creating a warm and inviting space for everyday living and entertaining. Step outside to a private backyard featuring a large covered concrete patio, low-maintenance artificial turf, and ample space for a future pool or potential ADU (buyer to verify). Gated rear access allows vehicles to enter the backyard, providing added convenience and flexibility. The finished garage includes epoxy flooring, custom laundry cabinetry, and a tankless water heater. With no HOA, no Mello-Roos, and direct access to the scenic San Luis Rey River Trail leading to Oceanside Harbor and the beaches, this beautifully renovated home offers the perfect blend of comfort, style, and coastal living.

Getting Around

42
WalkingCar-Dependent
36
TransitSome Transit
51
BikeBikeable

Schools

3/10
7/10
El Camino High SchoolGrades 9-121.5 mi

Construction

Condition

  • Year built: 1979

Materials

  • Roof: Asphalt
  • Construction materials: Stucco

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Garage Door Opener,Microwave,Range/Oven,Refrigerator,Counter Top
  • Laundry features: Gas

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Number of fireplaces: 1
  • Fireplace features: FP in Living Room

Heating & Cooling

  • Heating features: Forced Air Unit
  • Cooling features: Central Forced Air

Interior Area

  • Total structure area: 1,808
  • Total interior livable area: 1,808 sqft

Property

Details

  • Parcel number: 1581813600

Features

  • Levels: 1 Story
  • Pool features: N/K
  • Patio & porch: Covered
  • Fencing: Partial

Lot

  • Lot size: 10,300 sqft

Parking

  • Total spaces: 4
  • Parking features: Attached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingVery High
  • Earthquake
    EarthquakeModerate
  • Heat Wave
    Heat WaveModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Inland Flooding
Earthquake
Heat Wave
Wildfire

FEMA Declared Disasters in San Diego County and California

Earthquake
Flood
Mud Landslide
Severe Storm
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $5,460$65,520
Home Insurance *$236$2,832
Property Taxes $1,015$12,180
Electricity $398$4,786
Total$7,109$85,308
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$243,737/yr
40% on housing$213,270/yr
45% on housing$189,573/yr

California FAIR Plan Programs

California FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 417,310Commercial: 13,990
Total Premiums$1.42B
Total Exposure$429.84B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.9%
8.9%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: 1.1%
1.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$597This listing

vs Other Active Listings

Avg $/sqft

ZIP 92057$350
San Diego County$558

vs Homes Sold Last Month

Median $/sqft

ZIP 92057$468
San Diego County$576

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-22Price change$1,079,900
2026-07-16Listed for sale$1,149,000
2026-01-27Sold$701,000
2017-11-01Listing removed$2,500
2017-10-27Price change$2,500
2017-10-17Listed for rent$2,700
2015-09-04Listing removed$2,300
2015-09-03Listed for rent$2,300

For Sale by Agent

AgentJeffrey Liu
BrokerageSan Diego Brightstar Realty

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