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670 Kumquat Way, Oceanside, CA, 92058

3beds
2baths
1,269sqft
$635,000
$500price/sqft
$4,315/moest. monthly cost
$172,600/yrincome needed

About This Home

Welcome to 670 Kumquat Way, a beautifully maintained single-level condo that lives like a home. High ceilings and an open layout create a bright, airy feel, while thoughtful upgrades including quartz countertops, vinyl flooring, and dual-pane windows add modern comfort throughout. The kitchen is equipped with a gas stove, microwave, refrigerator, and generous workspace, perfect for both everyday living and entertaining. Just outside, the private patio provides an inviting space to relax, dine, or enjoy time with guests. A detached two-car garage connects conveniently through the patio, and the front entrance faces a street with plenty of guest parking, a rare and practical feature. Residents also enjoy access to two community pools and spas, along with close proximity to the San Luis Rey Bike Path for outdoor recreation and scenic rides to the beach. 670 Kumquat Way combines the comfort of a home with the ease of condo living.

Getting Around

30
WalkingCar-Dependent
30
TransitSome Transit
56
BikeBikeable

Schools

2/10
Jefferson Middle SchoolGrades 6-82.3 mi
5/10
Oceanside High SchoolGrades 9-123.3 mi

Construction

Condition

  • Year built: 1985

Materials

  • Roof: Other/Remarks
  • Construction materials: Unknown

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: N/K
  • Laundry features: Other/Remarks

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Heating & Cooling

  • Heating features: N/K
  • Cooling features: Central Forced Air

Interior Area

  • Total structure area: 1,269
  • Total interior livable area: 1,269 sqft

Property

Details

  • Parcel number: 1581903027

Features

  • Levels: 1 Story
  • Stories: 1
  • Pool features: Community/Common
  • Fencing: N/K

Parking

  • Total spaces: 12
  • Parking features: Attached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Heat Wave
Inland Flooding
Wildfire

FEMA Declared Disasters in San Diego County and California

Earthquake
Flood
Mud Landslide
Severe Storm
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,210$38,520
Home Insurance *$108$1,296
Property Taxes $599$7,188
Electricity $398$4,786
Total$4,315$51,780
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$147,942/yr
40% on housing$129,450/yr
45% on housing$115,066/yr

California FAIR Plan Programs

California FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 417,310Commercial: 13,990
Total Premiums$1.42B
Total Exposure$429.84B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.9%
8.9%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: 1.1%
1.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$500This listing

vs Other Active Listings

Avg $/sqft

ZIP 92058$378
San Diego County$558

vs Homes Sold Last Month

Median $/sqft

ZIP 92058$547
San Diego County$576

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-03-16Listed for sale$638,000
2024-10-28Sold$595,000
2024-10-04Pending sale$595,000
2024-09-14Listed for sale$595,000
2015-12-10Sold$265,000
2015-05-26Sold$245,000
2014-11-04Listed for sale$215,995
1994-02-02Sold$106,500

For Sale by Agent

AgentPaulina Salazar
BrokerageCompass

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