




5139 Loma Verde, Oceanside, CA, 92056
About This Home
Discover this rare, single-story twinhome in Oceanside, a meticulously reimagined residence boasting extensive high-end upgrades and the ultimate freedom of having no HOA, no Mello-Roos, and no age restrictions. The bright, open-concept interior immediately impresses with soaring vaulted ceilings and durable luxury vinyl plank flooring that stretches across every room. At the heart of the home sits a chef-inspired kitchen designed for both function and flair, featuring crisp white shaker cabinetry, elegant quartz countertops, and a premium gas range. The space is anchored by a beautiful center island and a stunning designer hood vent that serves as a sophisticated focal point, while the layout flows seamlessly into the living areas for effortless entertaining. Sustainability meets long-term value with energy-efficient dual-paned windows and a robust solar system that keeps utility costs in check. Both spacious bedrooms serve as private retreats, each offering direct sliding-door access to a spectacular resort-style backyard. Situated on an expansive 0.22-acre lot, this outdoor oasis provides a level of privacy and space that is truly hard to find. You’ll find a generous covered patio perfect for al fresco dining, a sprawling open lawn for recreation, and a beautifully landscaped perimeter framed by manicured Italian cypress, tiered retaining walls, and raised garden beds. Whether you are hosting a summer gathering or enjoying a quiet morning in the garden, the scale of this lot offers endless possibilities. Perfectly positioned for a vibrant lifestyle, the home is just moments from the scenic trails of Guajome Regional Park and a quick drive to the beach.
Getting Around
Schools
Construction
Condition
- Property condition: Updated/Remodeled
- Year built: 1987
Materials
- Roof: Shingle
- Construction materials: Wood/Stucco
Type & Style
- Home type: MultiFamily
- Property subType: Multi Family
Interior
Appliances
- Appliances included: Dishwasher,Disposal,Dryer,Garage Door Opener,Microwave,Refrigerator,Solar Panels,Washer,Gas Oven,Gas Stove,Ice Maker,Vented Exhaust Fan,Gas Range,Gas Water Heater
- Laundry features: Gas
Bedrooms & Bathrooms
- Bedrooms: 2
- Bathrooms: 2
- Full bathrooms: 2
Features
- Flooring: Linoleum/Vinyl
Heating & Cooling
- Heating features: Forced Air Unit
- Cooling features: Central Forced Air
Interior Area
- Total structure area: 977
- Total interior livable area: 977 sqft
Property
Details
- Parcel number: 1584622500
- Zoning: R-1:SINGLE
- Zoning description: R-1:SINGLE
Features
- Levels: 1 Story
- Stories: 1
- Pool features: N/K
- Patio & porch: Patio
- Fencing: Wood
Lot
- Lot size: 9,583 sqft
Parking
- Total spaces: 3
- Parking features: Attached
- Has garage: Yes
- Attached garage spaces: 1
- Covered spaces: 1
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Inland Flooding
- Earthquake
- Heat Wave
- Wildfire
How This Home’s Risks Compare
FEMA Declared Disasters in San Diego County and California
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $3,918 | $47,016 |
| Home Insurance * | $138 | $1,656 |
| Property Taxes | $739 | $8,868 |
| Electricity | $398 | $4,786 |
| Total | $5,193 | $62,316 |
Income You'd Need if You Spent...
California FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
No zestimate history available
Price History
| Date | Event | Price |
|---|---|---|
| 2026-08-16 | Pending sale | $775,000 |
| 2026-07-24 | Listed for sale | $775,000 |
| 2022-09-28 | Listing removed | -- |
| 2022-09-15 | Listed for rent | $3,300 |
| 2022-07-11 | Sold | $589,000 |
| 2022-06-10 | Pending sale | $598,700 |
| 2022-06-08 | Listed for sale | $598,700 |
| 2022-06-03 | Listing removed | -- |
| 2022-05-30 | Listed for sale | $585,000 |
| 1998-07-23 | Sold | $122,000 |
