




3660 Vista Campana N Unit 16, Oceanside, CA, 92057
About This Home
This is a Fannie Mae HomePath property. Welcome to this beautifully remodeled end unit in the highly desirable 55+ community of Oceana. This turnkey 2-bedroom, 1-bath home has been updated from top to bottom, featuring a new roof, new HVAC system, fully renovated kitchen and bathroom, and new flooring throughout. The enclosed and finished patio provides valuable additional living space, ideal for an office, hobby room, or quiet retreat. A deeded covered parking space with extra storage adds convenience and functionality. Oceana offers a vibrant community lifestyle with amenities including a clubhouse, pool, spa, and social activities. Ideally located just minutes from shopping, dining, golf, and the beautiful Oceanside beaches, this home blends modern comfort with an easy coastal lifestyle. First Time Buyers, complete the HomePath Ready Buyer homeownership course on Homepath.com. Attach certificate to offer up to 3% closing cost assistance. Check HomePath.com for more details. Restrictions apply. Some images in this listing have been virtually staged.
Getting Around
Schools
Construction
Condition
- Property condition: Updated/Remodeled,Turnkey
- Year built: 1990
Materials
- Roof: Composition
Type & Style
- Home type: SingleFamily
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Electric Cooktop,Electric Oven,Electric Range,Microwave,Refrigerator,Dryer,Washer
- Laundry features: Laundry Closet
Bathroom
- Features: Remodeled,Separate Shower
Bedroom
- Features: All Bedrooms Down
Bedroom
- Features: Bedroom on Main Level
Bedrooms & Bathrooms
- Bedrooms: 2
- Bathrooms: 1
- Full bathrooms: 1
- Main level bathrooms: 1
- Main level bedrooms: 2
Features
- High Ceilings,Open Floorplan,Stone Counters,All Bedrooms Down,Bedroom on Main Level
- Flooring: Vinyl
- Fireplace features: None
- Finished area below ground: 0
- Common walls with other units/homes: 1 Common Wall,End Unit,No One Above,No One Below
Heating & Cooling
- Heating features: Forced Air
- Cooling features: Central Air
Interior Area
- Total interior livable area: 906 sqft
Kitchen
- Features: Stone Counters,Remodeled,Updated Kitchen
Property
Details
- Parcel number: 1601504000
- Attached to another structure: Yes
- Zoning: R-1:SINGLE FAM-RES
- Special condition: Real Estate Owned
Features
- Levels: One
- Stories: 1
- Entry location: Front door
- Pool features: Community,Association
- Patio & porch: Covered,Enclosed,Patio
- Has spa: Yes
- Has view: Yes
- View description: Neighborhood
Lot
- Lot size: 1,395 sqft
- Features: 0-1 Unit/Acre,Planned Unit Development,Value In Land
Parking
- Total spaces: 1
- Parking features: Detached Carport
- Covered spaces: 1
- Carport: Yes
- Carport spaces: 1
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Earthquake
- Heat Wave
- Wildfire
How This Home’s Risks Compare
FEMA Declared Disasters in San Diego County and California
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $1,845 | $22,140 |
| Home Insurance * | $79 | $948 |
| Property Taxes | $339 | $4,068 |
| Electricity | $398 | $4,786 |
| Total | $2,661 | $31,932 |
Income You'd Need if You Spent...
California FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2025-05-27 | Sold | $291,256 |
| 2021-04-30 | Sold | $295,000 |
| 1999-06-22 | Sold | $71,000 |
