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46 Cochituate Rd APT 106, Framingham, MA, 01701

1beds
1baths
612sqft
$275,000
$449price/sqft
$2,080/moest. monthly cost
$83,200/yrincome needed

About This Home

This is an excellent opportunity for an investment starter or to live in a rare one-bedroom condo at the Charles Condominiums in Framingham. The unit features a spacious bedroom, a full bathroom with a tub and shower, and an open-concept kitchen that flows into a large living room. Sliding doors open to a balcony, ideal for relaxing. The building includes an elevator, common parking, a private storage unit, bike racks, and an in-building laundry facility located on the lower level. It is exceptionally located with easy access to major routes, shopping, hospitals, colleges, and schools.

Getting Around

79
WalkingVery Walkable
28
TransitSome Transit
52
BikeBikeable

Schools

4/10
Miriam F Mccarthy SchoolGrades K-50.6 mi
5/10
Fuller Middle SchoolGrades 6-80.4 mi
5/10
Framingham High SchoolGrades 9-121.4 mi

Construction

Condition

  • Year built: 1964

Type & Style

  • Home type: Condo
  • Property subType: Condominium

Interior

Appliances

  • Appliances included: Range,Dishwasher,Microwave,Refrigerator
  • Laundry features: In Building

Bedrooms & Bathrooms

  • Bedrooms: 1
  • Bathrooms: 1
  • Full bathrooms: 1

Features

  • Finished area above ground: 612

Heating & Cooling

  • Heating features: Electric
  • Cooling features: Wall Unit(s)

Interior Area

  • Total structure area: 612
  • Total interior livable area: 612 sqft

Property

Details

  • Parcel number: M:092 B:94 L:7192 U:106,508722
  • Attached to another structure: Yes
  • Zoning: Res

Features

  • Exterior features: Balcony

Parking

  • Total spaces: 2
  • Parking features: Common
  • Has garage: Yes
  • Uncovered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Ice Storm
    Ice StormRelatively High
  • Hurricane
    HurricaneModerate
  • Inland Flooding
    Inland FloodingModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Ice Storm
Hurricane
Inland Flooding
Tsunami

FEMA Declared Disasters Across Massachusetts Counties

Hurricane

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,390$16,680
Home Insurance *$74$888
Property Taxes $262$3,144
Electricity $354$4,259
Total$2,080$24,960
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$71,314/yr
40% on housing$62,400/yr
45% on housing$55,466/yr

Massachusetts FAIR Plan Programs

Massachusetts Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 213,928Commercial: 230
Total Premiums$400.85M
Total Exposure$115.57B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.6%
7.6%
0%30.0%
Electricity Growth Rate10-year average: 7.9%
7.9%
0%15.0%
Property Taxes Growth Rate2-year average: 0.5%
0.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$449This listing

vs Other Active Listings

Avg $/sqft

ZIP 01701$306
Middlesex County$437

vs Homes Sold Last Month

Median $/sqft

ZIP 01701$350
Middlesex County$413

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-03-31Price change$1,795
2026-03-19Price change$275,000
2026-02-05Price change$1,850
2026-02-03Listed for rent$1,550
2021-04-05Listing removed--
2021-03-15Sold$190,000
2021-03-15Listed for rent$1,550
2021-03-02Pending sale$185,000
2021-02-19Contingent$185,000
2021-02-19Listed for sale$185,000
2017-04-17Sold$147,000
2005-08-31Sold$152,500
1992-05-22Sold$40,000

For Sale by Agent

AgentYukiko Oyama-Morris
BrokerageOyama Investments, Ltd.

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