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3760 Vista Campana S Unit 69, Oceanside, CA, 92057

1beds
1baths
660sqft
$389,999
$591price/sqft
$2,858/moest. monthly cost
$114,320/yrincome needed

About This Home

Enjoy coastal living in the desirable 55+ Oceana community! This single-story home offers beautiful cool breezes, carport & garage. New carpet & fresh paint. Oceana features outstanding amenities, including a clubhouse, pickleball courts, two pools (one heated), spa, library, billiards room, art/pottery studio, woodshop, dog park, RV parking, and community garden plots (subject to availability and fees). Residents also enjoy discounts at nearby Emerald Isle Golf Course. Conveniently located near beaches, the Oceanside Pier, shopping, dining, and major freeways.

Getting Around

24
WalkingCar-Dependent
32
TransitSome Transit
23
BikeSomewhat Bikeable

Schools

4/10
7/10
El Camino High SchoolGrades 9-120.7 mi

Construction

Condition

  • Year built: 1967

Materials

  • Roof: Rock/Gravel
  • Construction materials: Wood/Stucco

Type & Style

  • Home type: Condo
  • Architectural style: Other
  • Property subType: Condominium

Interior

Appliances

  • Appliances included: Dishwasher,Convection Oven,Electric Stove,Counter Top
  • Laundry features: Gas & Electric Dryer HU

Bedrooms & Bathrooms

  • Bedrooms: 1
  • Bathrooms: 1
  • Full bathrooms: 1

Heating & Cooling

  • Heating features: Forced Air Unit
  • Cooling features: N/K

Interior Area

  • Total structure area: 660
  • Total interior livable area: 660 sqft

Property

Details

  • Parcel number: 1602106900

Features

  • Levels: 1 Story
  • Stories: 1
  • Pool features: Below Ground,Heated
  • Fencing: N/K

Parking

  • Total spaces: 1
  • Parking features: Detached

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Earthquake
    EarthquakeModerate
  • Heat Wave
    Heat WaveModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Earthquake
Heat Wave
Wildfire

FEMA Declared Disasters in San Diego County and California

Earthquake
Flood
Mud Landslide
Severe Storm
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,972$23,664
Home Insurance *$85$1,020
Property Taxes $403$4,836
Electricity $398$4,786
Total$2,858$34,296
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$97,988/yr
40% on housing$85,740/yr
45% on housing$76,213/yr

California FAIR Plan Programs

California FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 417,310Commercial: 13,990
Total Premiums$1.42B
Total Exposure$429.84B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.9%
8.9%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: 1.1%
1.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$591This listing

vs Other Active Listings

Avg $/sqft

ZIP 92057$353
San Diego County$559

vs Homes Sold Last Month

Median $/sqft

ZIP 92057$468
San Diego County$576

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-10Price change$335,000
2026-07-03Listed for sale$389,999

For Sale by Agent

AgentPatricia Hawkins
BrokerageInnovate Realty, Inc.

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