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3760 Vista Campana S Unit 75, Oceanside, CA, 92057

2beds
1baths
1,000sqft
$389,900
$390price/sqft
$2,831/moest. monthly cost
$113,240/yrincome needed

About This Home

Beautifully remodeled single-level home in the highly desirable Oceana 55+ community, offering approximately 1,000 sq ft of living space plus a ~300 sq ft sunroom that provides exceptional flexibility for a family room, hobby space, or home office. Featuring vaulted ceilings, paid solar, and a light-filled semi-open floor plan, this home is the perfect blend of comfort, style, and low-maintenance coastal living. The beautifully updated kitchen features shaker cabinetry, quartz countertops, stainless steel appliances, and abundant cabinet space, flowing seamlessly into the bright living and dining areas. Large windows throughout fill the home with natural light, creating a warm and inviting atmosphere. The remodeled bathroom showcases a designer tile tub surround and contemporary finishes, while the home's thoughtful layout maximizes both comfort and functionality. With only one shared wall, you'll enjoy added privacy rarely found in attached homes. Residents of Oceana enjoy an active resort-style lifestyle with multiple pools, pickleball courts, clubhouse activities, nearby golf, beautifully maintained grounds, and a vibrant social calendar. Conveniently located just minutes from Oceanside's beaches, harbor, shopping, dining, and major freeways, this move-in-ready home offers an exceptional opportunity to enjoy the very best of coastal 55+ living.

Getting Around

25
WalkingCar-Dependent
33
TransitSome Transit
19
BikeSomewhat Bikeable

Schools

4/10
7/10
El Camino High SchoolGrades 9-120.7 mi

Construction

Condition

  • Year built: 1967

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Electric Range,Disposal,Microwave
  • Laundry features: Washer Hookup,Electric Dryer Hookup,Laundry Room

Bedroom

  • Features: All Bedrooms Down

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1
  • Main level bathrooms: 1
  • Main level bedrooms: 2

Features

  • All Bedrooms Down
  • Fireplace features: None
  • Common walls with other units/homes: 1 Common Wall

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: None

Interior Area

  • Total interior livable area: 1,000 sqft

Property

Details

  • Parcel number: 1602107500
  • Attached to another structure: Yes
  • Special condition: Standard

Features

  • Levels: One
  • Stories: 1
  • Entry location: Front
  • Pool features: Association
  • Patio & porch: Concrete
  • Has spa: Yes
  • Spa features: Association
  • Has view: Yes
  • View description: None

Lot

  • Lot size: 1,742 sqft
  • Features: Close to Clubhouse

Parking

  • Total spaces: 1
  • Parking features: Assigned,Carport,RV Potential
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1
  • Carport: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Earthquake
    EarthquakeModerate
  • Heat Wave
    Heat WaveModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Earthquake
Heat Wave
Wildfire

FEMA Declared Disasters in San Diego County and California

Earthquake
Flood
Mud Landslide
Severe Storm
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,971$23,652
Home Insurance *$85$1,020
Property Taxes $377$4,524
Electricity $398$4,786
Total$2,831$33,972
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$97,062/yr
40% on housing$84,930/yr
45% on housing$75,493/yr

California FAIR Plan Programs

California FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 417,310Commercial: 13,990
Total Premiums$1.42B
Total Exposure$429.84B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.9%
8.9%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: 1.1%
1.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$390This listing

vs Other Active Listings

Avg $/sqft

ZIP 92057$353
San Diego County$559

vs Homes Sold Last Month

Median $/sqft

ZIP 92057$468
San Diego County$576

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-11Pending sale$389,900
2026-07-31Listed for sale$389,900
2026-04-17Sold$274,500
2026-04-10Pending sale$299,000
2026-03-22Listed for sale$299,000
AgentOmar Elminoufi
BrokerageBeach City Brokers

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