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342 Franklin St, Framingham, MA, 01702

3beds
2baths
1,400sqft
$675,000
$482price/sqft
$4,628/moest. monthly cost
$185,120/yrincome needed

About This Home

Charming Colonial in the Heart of Framingham! This beautifully maintained 3-Bedroom, 2-Bath home offers 1,400 SqFt of inviting living space on a spacious 0.26-acre lot. The first floor features a warm and welcoming living room with a cozy fireplace, an elegant dining room with custom-built-ins, and an updated kitchen with hardwood floors, granite countertops, and upgraded cabinetry.Upstairs, three sun-filled bedrooms boast gleaming hardwood floors and ample closet space. Enjoy the convenience of a full basement, detached 2-car garage, and off-street parking. Located near local shops, dining, and commuter routes, this home blends historic charm with modern updates. Perfect for today's lifestyle.

Getting Around

65
WalkingSomewhat Walkable
35
TransitSome Transit
45
BikeSomewhat Bikeable

Schools

4/10
Miriam F Mccarthy SchoolGrades K-50.6 mi
5/10
Fuller Middle SchoolGrades 6-80.7 mi
5/10
Framingham High SchoolGrades 9-122.5 mi

Construction

Condition

  • Year built: 1917

Materials

  • Foundation: Stone
  • Roof: Shingle

Type & Style

  • Home type: SingleFamily
  • Architectural style: Colonial
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Gas Water Heater,Dishwasher,Microwave,Range,Refrigerator,Freezer,Washer,Dryer

Basement

  • Has basement: Yes
  • Basement: Full

Bathroom1

  • Features: Dryer Hookup - Electric, Washer Hookup
  • Level: First

Bathroom2

  • Level: Second

Bedroom2

  • Features: Flooring - Hardwood
  • Level: Second

Bedroom3

  • Features: Flooring - Hardwood
  • Level: Second

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Dining Room

  • Features: Closet/Cabinets - Custom Built, Flooring - Hardwood
  • Level: First

Features

  • Window features: Insulated Windows
  • Flooring: Wood
  • Number of fireplaces: 1
  • Fireplace features: Living Room
  • Fireplace: Yes
  • Finished area above ground: 1,400

Heating & Cooling

  • Heating features: Forced Air,Natural Gas
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,400
  • Total interior livable area: 1,400 sqft

Kitchen

  • Features: Flooring - Hardwood, Countertops - Stone/Granite/Solid, Countertops - Upgraded
  • Level: First

Living Room

  • Features: Flooring - Hardwood
  • Level: First

Master Bedroom

  • Features: Flooring - Hardwood
  • Level: Second

Property

Accessibility

  • Accessibility features: No

Details

  • Parcel number: 489982
  • Zoning: G

Features

  • Patio & porch: Porch - Enclosed,Deck - Wood
  • Exterior features: Porch - Enclosed,Deck - Wood
  • Has view: Yes
  • View description: Water,Lake
  • Has water view: Yes
  • Water view: Lake,Water

Lot

  • Lot size: 0.26 Acres

Parking

  • Total spaces: 4
  • Parking features: Detached,Paved Drive,Off Street
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes
  • Uncovered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Ice Storm
    Ice StormModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Ice Storm
Tsunami

FEMA Declared Disasters Across Massachusetts Counties

Hurricane

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,413$40,956
Home Insurance *$217$2,604
Property Taxes $644$7,728
Electricity $354$4,259
Total$4,628$55,536
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$158,674/yr
40% on housing$138,840/yr
45% on housing$123,413/yr

Massachusetts FAIR Plan Programs

Massachusetts Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 213,928Commercial: 230
Total Premiums$400.85M
Total Exposure$115.57B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.6%
7.6%
0%30.0%
Electricity Growth Rate10-year average: 7.9%
7.9%
0%15.0%
Property Taxes Growth Rate2-year average: 0.5%
0.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$482This listing

vs Other Active Listings

Avg $/sqft

ZIP 01702$294
Middlesex County$437

vs Homes Sold Last Month

Median $/sqft

ZIP 01702$338
Middlesex County$413

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-03-25Listed for sale$700,000
2025-12-16Listing removed$700,000
2025-10-22Listed for sale$700,000
2016-03-31Sold$305,000
2015-10-09Sold$165,000

For Sale by Agent

AgentMarvin Carias Pineda
BrokerageeXp Realty

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