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95 Cedar St, Framingham, MA, 01702

3beds
2baths
1,300sqft
$549,900
$423price/sqft
$3,834/moest. monthly cost
$153,360/yrincome needed

About This Home

Charming 3-bedroom, 2-bath single-family home offering approximately 1,300 sq ft of living space. A welcoming enclosed porch leads into a comfortable and functional layout featuring a living room, dining area, and kitchen designed for everyday living and entertaining. The main level includes a full bathroom, while the second floor offers three bedrooms and an additional full bath. A full basement provides excellent storage potential. Step outside to a backyard with deck—perfect for entertaining, relaxing, or enjoying outdoor space. Complete with a one-car garage and conveniently located near the Framingham/Worcester Line and downtown Framingham. Opportunity awaits to make this home your own.

Getting Around

80
WalkingVery Walkable
44
TransitSome Transit
53
BikeBikeable

Schools

4/10
5/10
Fuller Middle SchoolGrades 6-81.5 mi
5/10
Framingham High SchoolGrades 9-123.3 mi

Construction

Condition

  • Year built: 1887

Materials

  • Foundation: Brick/Mortar
  • Roof: Shingle

Type & Style

  • Home type: SingleFamily
  • Architectural style: Colonial
  • Property subType: Single Family Residence

Interior

Basement

  • Has basement: Yes
  • Basement: Full

Bathroom1

  • Level: First

Bathroom2

  • Level: Second

Bedroom2

  • Level: Second

Bedroom3

  • Level: Second

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Dining Room

  • Level: First

Features

  • Flooring: Wood
  • Finished area above ground: 1,300

Heating & Cooling

  • Heating features: Baseboard,Natural Gas
  • Cooling features: Window Unit(s)

Interior Area

  • Total structure area: 1,300
  • Total interior livable area: 1,300 sqft

Kitchen

  • Level: First

Living Room

  • Level: First

Master Bedroom

  • Level: Second

Property

Details

  • Parcel number: M:134 B:74 L:3255 U:000,492834
  • Zoning: G
  • Exclusions: Seller's Personal Property,Furniture Etc. Washer & Dryer Are Negotiable.

Features

  • Patio & porch: Porch - Enclosed,Deck
  • Exterior features: Porch - Enclosed,Deck,Garden
  • Waterfront features: 1/2 to 1 Mile To Beach

Lot

  • Lot size: 5,227 sqft
  • Features: Level

Parking

  • Total spaces: 5
  • Parking features: Detached,Paved Drive,Off Street,Tandem,Paved
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1
  • Has uncovered spaces: Yes
  • Uncovered spaces: 4

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Ice Storm
    Ice StormModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Ice Storm
Tsunami

FEMA Declared Disasters Across Massachusetts Counties

Hurricane

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,780$33,360
Home Insurance *$176$2,112
Property Taxes $524$6,288
Electricity $354$4,259
Total$3,834$46,008
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$131,451/yr
40% on housing$115,020/yr
45% on housing$102,240/yr

Massachusetts FAIR Plan Programs

Massachusetts Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 213,928Commercial: 230
Total Premiums$400.85M
Total Exposure$115.57B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.6%
7.6%
0%30.0%
Electricity Growth Rate10-year average: 7.9%
7.9%
0%15.0%
Property Taxes Growth Rate2-year average: 0.5%
0.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$423This listing

vs Other Active Listings

Avg $/sqft

ZIP 01702$296
Middlesex County$437

vs Homes Sold Last Month

Median $/sqft

ZIP 01702$338
Middlesex County$413

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-01Listed for sale$549,900
2014-10-08Sold$239,000
2013-07-31Sold$120,000

For Sale by Agent

AgentJessica Ortega
BrokerageeXp Realty

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