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3839 Vista Campana S Unit 28, Oceanside, CA, 92057

2beds
2baths
994sqft
$470,000
$473price/sqft
$3,311/moest. monthly cost
$132,440/yrincome needed

About This Home

Are you ready for VIEWS, STYLE, MODERN LUXURY, COOL AC & a SERENE LOCATION? This little slice of sought-after Oceana paradise is ready for you to move right in! The recent renovation offers modern luxury, an open floor plan, and a laid-back coastal feel you won't want to leave. The French doors welcome you into this home with an eye-catching open-concept living space, a view, and a kitchen that was lovingly remodeled and expanded to accommodate easy indoor-outdoor entertaining. The professionally planned NEW custom cabinetry boasts 2 pantries, pots-and-pans drawers, a vertical storage cabinet, Accent shelves, pull-outs everywhere, and a spice rack right next to the Samsung "smartThings" bespoke GAS RANGE. A Haier fridge, Bosch dishwasher, stone countertops, pendant lighting, large SS sink, island seating, and outlets make this kitchen a standout. Spend some time in the spa bathroom with rich ship lap, stone detail tile, large linen closet, dual pane window, and fine finishes?. Central heating and air, recessed lighting, plank flooring, plantation shutters, double pane windows on all 3 sides for additional light and air, with only 1 attached wall. The lush and welcoming outdoor space offers plenty of sunny or shady spots to relax and enjoy the surrounding greenery and coastal breezes. It can also be used as a carport. Oceana is an active 55+ community with daily oceana is an active 55+ community with daily activities, ceramics, lapidary and wood shops, 2 pools, pickleball court, dog park & community garden, and much more!! Shopping, dining, medical, world-class beaches & resorts, the harbor, and beautiful downtown Oceanside and Olde Carlsbad are close by. A must-see, owner remodeled gem. Owner submitted a landscaping request to cut the bushes in front of the unit to expand the view. HOA pays Water, Trash, Sewer, Cable TV, landscaping, exterior paint, & clubhouse privileges. Home has termite clearance and a completed roof refresh/tune up.

Getting Around

14
WalkingCar-Dependent
29
TransitSome Transit
18
BikeSomewhat Bikeable

Schools

4/10
7/10
El Camino High SchoolGrades 9-120.4 mi

Construction

Condition

  • Year built: 1970

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Laundry features: In Garage

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 1
  • 1/2 bathrooms: 1

Cooling

  • Cooling features: Central Air

Features

  • Fireplace features: None
  • Common walls with other units/homes: 1 Common Wall,End Unit,No One Above,No One Below

Interior Area

  • Total interior livable area: 994 sqft

Property

Details

  • Parcel number: 1603412800
  • Attached to another structure: Yes
  • Zoning: R-1:SINGLE FAM-RES
  • Special condition: Standard

Features

  • Levels: One
  • Stories: 1
  • Entry location: 1
  • Pool features: Community,Association
  • Has view: Yes
  • View description: City Lights,Canyon,Mountain(s),Panoramic

Lot

  • Lot size: 1,605 sqft
  • Features: 0-1 Unit/Acre

Parking

  • Total spaces: 2
  • Parking features: Garage - Attached,Carport
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 2
  • Carport: Yes
  • Carport spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Earthquake
    EarthquakeModerate
  • Heat Wave
    Heat WaveModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Earthquake
Heat Wave
Wildfire

FEMA Declared Disasters in San Diego County and California

Earthquake
Flood
Mud Landslide
Severe Storm
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,376$28,512
Home Insurance *$102$1,224
Property Taxes $435$5,220
Electricity $398$4,786
Total$3,311$39,732
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$113,520/yr
40% on housing$99,330/yr
45% on housing$88,293/yr

California FAIR Plan Programs

California FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 417,310Commercial: 13,990
Total Premiums$1.42B
Total Exposure$429.84B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.9%
8.9%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: 1.1%
1.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$473This listing

vs Other Active Listings

Avg $/sqft

ZIP 92057$353
San Diego County$559

vs Homes Sold Last Month

Median $/sqft

ZIP 92057$468
San Diego County$576

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-06-28Listed for sale$470,000
2021-04-20Sold$315,000
2021-03-24Listing removed--
2018-01-24Listing removed$1,650
2018-01-21Listed for rent$1,650
2017-12-28Sold$265,000
2017-12-20Pending sale$270,000
2017-11-15Price change$270,000
2017-11-02Listed for sale$300,000

For Sale by Agent

AgentKim Gurreri
BrokerageAllison James Estates & Homes

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