




1039 Plover Way, Oceanside, CA, 92057
About This Home
Discover the epitome of relaxed coastal living in the highly sought after, 55 plus age restricted community of Oceana Mission III. This beautifully renovated, turn key home features a bright and breezy 2 bedroom, 2 bathroom floor plan designed for effortless, single level living. Step inside to a spacious, light filled living area highlighted by oversized windows that frame peaceful greenbelt views. Every detail has been updated so you can move right in and start enjoying life from day one. A major highlight is the flexible, additional carport area, which can easily be styled as your own private outdoor patio. Perfect for a morning coffee, relaxing with a book, or evening entertaining. Just outside your door, a scenic walkway leads directly to the community’s exceptional shared spaces. Immerse yourself in a vibrant, social neighborhood with premier amenities, including: * Sparkling Community Pool and Spa * Clubhouse and Recreation Center * HOA Maintained Landscaping Conveniently located minutes from shopping, medical facilities, and just a short drive to the iconic Oceanside beach and pier, this home offers the perfect balance of a quiet neighborhood retreat and coastal accessibility. Experience the care free retirement lifestyle you have been looking for.
Getting Around
Schools
Construction
Condition
- Year built: 1981
Type & Style
- Home type: SingleFamily
- Property subType: Single Family Residence
Interior
Appliances
- Laundry features: In Garage
Bedrooms & Bathrooms
- Bedrooms: 2
- Bathrooms: 2
- Full bathrooms: 2
- Main level bathrooms: 2
- Main level bedrooms: 2
Cooling
- Cooling features: None
Features
- Main Level Primary,Primary Suite
- Fireplace features: None
- Common walls with other units/homes: 2+ Common Walls
Interior Area
- Total interior livable area: 1,050 sqft
Master Bedroom
- Features: Main Level Primary
Master Bedroom
- Features: Primary Suite
Property
Details
- Parcel number: 1604913700
- Attached to another structure: Yes
- Zoning: R-1:Single Fam-Res
- Special condition: Standard
Features
- Levels: One
- Stories: 1
- Entry location: west side of home or east side through carport
- Pool features: Community,In Ground,Association
- Has view: Yes
- View description: Park/Greenbelt,Neighborhood
Lot
- Lot size: 1,763 sqft
- Features: Planned Unit Development
Parking
- Total spaces: 2
- Parking features: Garage - Attached,Carport
- Has garage: Yes
- Attached garage spaces: 1
- Covered spaces: 2
- Carport: Yes
- Carport spaces: 1
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Earthquake
- Heat Wave
- Wildfire
How This Home’s Risks Compare
FEMA Declared Disasters in San Diego County and California
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $2,679 | $32,148 |
| Home Insurance * | $116 | $1,392 |
| Property Taxes | $492 | $5,904 |
| Electricity | $398 | $4,786 |
| Total | $3,685 | $44,220 |
Income You'd Need if You Spent...
California FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-07-22 | Listed for sale | $530,000 |
| 2017-05-09 | Sold | $315,000 |
| 2015-06-09 | Listing removed | $229,500 |
| 2015-06-08 | Listed for sale | $229,500 |
| 2014-08-18 | Sold | $224,000 |
| 2014-04-29 | Price change | $229,500 |
| 2014-03-24 | Listed for sale | $235,000 |
| 2014-02-19 | Listing removed | $242,500 |
| 2014-02-07 | Listed for sale | $242,500 |
| 2005-11-15 | Sold | $225,000 |
| 2004-09-16 | Sold | $265,000 |
| 1997-09-12 | Sold | $65,000 |
