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3918 San Lorenzo Ct, Oceanside, CA, 92057

2beds
1baths
820sqft
$529,000
$645price/sqft
$3,693/moest. monthly cost
$147,720/yrincome needed

About This Home

Calm Senior Property, Purchaser must be 55 plus. Welcome to your cozy home! Upgraded and ready to move in. Located at a shoulder of the cul-de-sac. No thru traffic, calm neighborhood. Kitchen has new granite countertops and a new sink. Includes refrigerator, oven, microwave oven, and dishwasher. Washer and dryer in the garage. All white modern kitchen cabinets. Tile flooring, with a breakfast nook. Living room adorned by California plantation shutters. Ample backyard to grow vegetables or just enjoy entertaining with covered patio. Fully remodeled patio with custom bar counter. New redwood fence (north side). New 40 Gallon hot water tank. New air and heat mini-split rated for 800 SQF. Can use heating through ducts or through mini-split system .Electrical improvements: All electrical outlets and switches replaced, recessed lighting added recently, crown molding in living room added recently. Turf landscaping installed in front and back to add aesthetic and to save water. Solar is on PPA (Power purchase agreement) can easily be be assumed by the buyer, to save on electrical bills.

Getting Around

14
WalkingCar-Dependent
33
TransitSome Transit
26
BikeSomewhat Bikeable

Schools

4/10
7/10
El Camino High SchoolGrades 9-120.4 mi

Construction

Condition

  • Year built: 1983

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dryer,Washer

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1
  • Main level bathrooms: 1
  • Main level bedrooms: 2

Cooling

  • Cooling features: Gas,See Remarks

Features

  • Fireplace features: Blower Fan,Outside
  • Fireplace: Yes
  • Common walls with other units/homes: 1 Common Wall

Interior Area

  • Total interior livable area: 820 sqft

Property

Details

  • Parcel number: 1605230900
  • Attached to another structure: Yes
  • Zoning: Residential
  • Special condition: Standard

Features

  • Levels: One
  • Stories: 1
  • Entry location: front
  • Pool features: None
  • Fencing: Fair Condition,New Condition,Wood
  • Has view: Yes
  • View description: Neighborhood

Lot

  • Lot size: 3,699 sqft
  • Features: Cul-De-Sac,Front Yard,Garden,Street Level,Yard

Parking

  • Total spaces: 3
  • Parking features: Garage - Attached
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1
  • Uncovered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Earthquake
    EarthquakeModerate
  • Heat Wave
    Heat WaveModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Earthquake
Heat Wave
Wildfire

FEMA Declared Disasters in San Diego County and California

Earthquake
Flood
Mud Landslide
Severe Storm
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,674$32,088
Home Insurance *$115$1,380
Property Taxes $506$6,072
Electricity $398$4,786
Total$3,693$44,316
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$126,617/yr
40% on housing$110,790/yr
45% on housing$98,480/yr

California FAIR Plan Programs

California FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 417,310Commercial: 13,990
Total Premiums$1.42B
Total Exposure$429.84B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.9%
8.9%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: 1.1%
1.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$645This listing

vs Other Active Listings

Avg $/sqft

ZIP 92057$352
San Diego County$559

vs Homes Sold Last Month

Median $/sqft

ZIP 92057$468
San Diego County$576

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-22Price change$539,000
2026-02-24Listed for sale$549,000
2021-12-17Sold$470,000
2019-08-07Listing removed$1,750
2019-08-05Listing removed$369,900
2019-08-01Price change$369,900
2019-08-01Listed for rent$1,750
2019-07-22Price change$379,900
2019-06-28Price change$389,900
2019-06-15Price change$399,900
2019-05-06Listed for sale$409,900
2014-04-03Sold$215,000
2013-06-03Sold$165,000

For Sale by Agent

AgentHomer Farsad
BrokerageHomeSmart Realty West

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