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354 Benevente Dr, Oceanside, CA, 92057

4beds
3baths
2,671sqft
$1,200,000
$449price/sqft
$8,056/moest. monthly cost
$322,240/yrincome needed

About This Home

Incredible SINGLE STORY in the highly desirable MISSIONS neighborhood. These executive homes have the tradition of architectural inspiration from the Mission San Luis Rey. The distinctive design features of The Missions have their roots in the unique corridors (walkways), campaneros (towers), and espadanas (arches) so representative of their namesake. The Missions is Oceanside’s “best kept secret” in close proximity to schools, shopping, restaurants and sandy beaches. This stunning floorplan offers large square footage with 4 bedrooms (one used as an office w/built-in cabinet), living and dining room has wet bar and lots of windows so light & bright. Large kitchen with lots of cabinets and countertops, double oven, eat in nook area which opens to open family room with cozy fireplace, built-in cabinets, French door overlooking your backyard oasis with no neighbors directly behind. Huge primary suite with walk-in closet, dual sinks, separate soaking tub and walk in shower. Enjoy waking up to the views of your lush backyard w/french door for direct access to enjoy your cup of coffee while birds are chirping. All bedrooms are spacious with mirrored closet doors. Nice hall linen closet for all your supplies. Indoor laundry room with sink and extra cabinets, great for storage and folding. Over 10,000 square foot lot with a 3 car garage and A/C. Low HOA and no Mello-Roo's. Walking distance to schools, parks, restaurants and brewery and The Frontwave Arena home to the San Diego Clippers. Close to newly developed downtown Oceanside with restaurants, breweries, resorts, Oceanside Pier and sandy beaches.

Getting Around

18
WalkingCar-Dependent
28
TransitSome Transit
46
BikeSomewhat Bikeable

Schools

7/10
7/10
El Camino High SchoolGrades 9-120.4 mi

Construction

Condition

  • Year built: 1993

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Double Oven,Dishwasher,Gas Cooking,Disposal,Microwave,Dryer,Washer
  • Laundry features: Laundry Room

Bathroom

  • Features: Bathtub,Dual Sinks,Soaking Tub,Separate Shower

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Family Room

  • Features: Separate Family Room

Features

  • Wet Bar,Breakfast Bar,Separate/Formal Dining Room,Eat-in Kitchen,High Ceilings,Open Floorplan,Primary Suite,Walk-In Closet(s)
  • Door features: French Doors,Mirrored Closet Door(s)
  • Window features: Bay Window(s)
  • Flooring: Carpet,Tile
  • Fireplace features: Family Room
  • Fireplace: Yes
  • Common walls with other units/homes: No Common Walls

Heating & Cooling

  • Heating features: Central,Forced Air
  • Cooling features: Central Air

Interior Area

  • Total interior livable area: 2,671 sqft

Kitchen

  • Features: Kitchen/Family Room Combo

Master Bedroom

  • Features: Primary Suite

Other

  • Features: Walk-In Closet(s)

Property

Details

  • Parcel number: 1606014600
  • Zoning: R1
  • Special condition: Standard

Features

  • Levels: One
  • Stories: 1
  • Entry location: 1
  • Pool features: None
  • Fencing: Partial
  • Has view: Yes
  • View description: None

Lot

  • Lot size: 10,828 sqft
  • Features: Back Yard,Front Yard,Gentle Sloping,Sprinklers In Rear,Sprinklers In Front,Lawn,Landscaped,Level

Parking

  • Total spaces: 5
  • Parking features: Driveway,Garage Faces Front,Garage
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3
  • Uncovered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Earthquake
    EarthquakeRelatively High
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Earthquake
Heat Wave
Inland Flooding
Wildfire

FEMA Declared Disasters in San Diego County and California

Earthquake
Flood
Mud Landslide
Severe Storm
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $6,067$72,804
Home Insurance *$262$3,144
Property Taxes $1,155$13,860
Electricity $572$6,873
Total$8,056$96,672
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$276,205/yr
40% on housing$241,680/yr
45% on housing$214,826/yr

California FAIR Plan Programs

California FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 417,310Commercial: 13,990
Total Premiums$1.42B
Total Exposure$429.84B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.9%
8.9%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: 1.1%
1.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$449This listing

vs Other Active Listings

Avg $/sqft

ZIP 92057$351
San Diego County$558

vs Homes Sold Last Month

Median $/sqft

ZIP 92057$468
San Diego County$576

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-01Listed for sale$1,250,000
2003-03-28Sold$460,000

For Sale by Agent

AgentVictoria Varnals
BrokerageRE/MAX Connections

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