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165 Old Stow Rd, Concord, MA, 01742

2beds
2baths
1,848sqft
$899,000
$486price/sqft
$6,071/moest. monthly cost
$242,840/yrincome needed

About This Home

Built in 2003, this custom Cape blends privacy with convenience—just minutes to West Concord Village, the commuter rail, shops, dining, and major routes. Sunlight fills the open first floor, featuring a fireplaced family room, an expansive living & dining rooms ideal for gatherings, and a cherry kitchen with updated appliances. A handy mudroom and a half bath with laundry complete this level. Upstairs, find two generous bedrooms with great closet space and a full, beautifully tiled bath—plus the flexible potential to create a third bedroom if desired. The walkout lower level, boasting high ceilings, offers an exceptional opportunity to finish for additional living space—think playroom, exercise studio, home office, or even a guest bedroom. Outdoors, a large side yard provides abundant space for play and entertaining. Enjoy the best of Concord’s natural beauty with direct access to conservation trails from the property. A rare combination of comfort, expansion potential and location!

Getting Around

15
WalkingCar-Dependent
0
TransitVery Limited Transit
14
BikeSomewhat Bikeable

Schools

8/10
Thoreau Elementary SchoolGrades PK-50.7 mi
8/10
Concord Middle SchoolGrades 6-81.4 mi
10/10

Construction

Condition

  • Year built: 2003

Materials

  • Foundation: Concrete Perimeter
  • Roof: Shingle
  • Construction materials: Frame

Type & Style

  • Home type: SingleFamily
  • Architectural style: Cape
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Gas Water Heater,Range,Dishwasher,Refrigerator,Washer,Dryer
  • Laundry features: Flooring - Stone/Ceramic Tile,Electric Dryer Hookup,Washer Hookup,First Floor

Basement

  • Has basement: Yes
  • Basement: Full,Walk-Out Access,Interior Entry,Concrete,Unfinished

Bathroom1

  • Features: Bathroom - Half, Flooring - Stone/Ceramic Tile
  • Level: First
  • Area: 42

Bathroom2

  • Features: Bathroom - Full, Bathroom - Tiled With Tub & Shower, Flooring - Stone/Ceramic Tile
  • Level: Second
  • Area: 60

Bedroom2

  • Features: Closet, Flooring - Hardwood
  • Level: Second
  • Area: 264

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 1
  • 1/2 bathrooms: 1

Dining Room

  • Features: Flooring - Hardwood
  • Level: First
  • Area: 198

Family Room

  • Features: Flooring - Hardwood
  • Level: First
  • Area: 192

Features

  • Closet,Mud Room
  • Window features: Insulated Windows,Screens
  • Flooring: Wood,Flooring - Stone/Ceramic Tile
  • Number of fireplaces: 1
  • Fireplace features: Family Room
  • Fireplace: Yes
  • Finished area below ground: 0
  • Finished area above ground: 1,848

Heating & Cooling

  • Heating features: Baseboard,Natural Gas
  • Cooling features: None

Interior Area

  • Total structure area: 1,848
  • Total interior livable area: 1,848 sqft

Kitchen

  • Features: Closet/Cabinets - Custom Built, Flooring - Hardwood, Open Floorplan, Gas Stove
  • Level: First
  • Area: 231

Living Room

  • Features: Flooring - Hardwood, Deck - Exterior, Slider
  • Level: First
  • Area: 247

Master Bedroom

  • Features: Walk-In Closet(s), Flooring - Hardwood
  • Level: Second
  • Area: 323

Property

Details

  • Parcel number: 455235
  • Zoning: Res B

Features

  • Patio & porch: Porch,Deck
  • Exterior features: Porch,Deck,Storage,Screens,Garden
  • Waterfront features: Lake/Pond,Beach Ownership(Public)

Lot

  • Lot size: 0.34 Acres
  • Features: Gentle Sloping

Parking

  • Total spaces: 3
  • Parking features: Off Street,Stone/Gravel
  • Uncovered spaces: 3

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Inland Flooding
Ice Storm
Tsunami

FEMA Declared Disasters Across Massachusetts Counties

Hurricane

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $4,545$54,540
Home Insurance *$174$2,088
Property Taxes $988$11,856
Electricity $364$4,372
Total$6,071$72,852
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$208,148/yr
40% on housing$182,130/yr
45% on housing$161,893/yr

Massachusetts FAIR Plan Programs

Massachusetts Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 213,928Commercial: 230
Total Premiums$400.85M
Total Exposure$115.57B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.6%
7.6%
0%30.0%
Electricity Growth Rate10-year average: 7.9%
7.9%
0%15.0%
Property Taxes Growth Rate2-year average: 0.5%
0.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$486This listing

vs Other Active Listings

Avg $/sqft

ZIP 01742$581
Middlesex County$437

vs Homes Sold Last Month

Median $/sqft

ZIP 01742$531
Middlesex County$413

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-06-24Listed for sale$899,000

For Sale by Agent

AgentThe Ridick Revis Group
BrokerageCompass

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