495 Hugh Cargill Rd, Concord, MA, 01742
About This Home
SEE VIDEO VISUALLY DESCRIBING GROUNDS AND HOME DURING THE DAY AND AT NIGHT. Georgian Revival architectural masterpiece is sited on 23.5 acres less than 3 miles from the center of Concord and its many renowned public and private schools. Acres of level manicured gardens feature specimen plantings, lawns, waterfall and a koi pond, granite terraces, and walkways of stone and antique bricks. The sunken European-style garden features a central swimming pool designed to resemble a reflecting pond with fountain. Surrounding these formal gardens are acres of private woodlands with trails for walking, riding, snow shoeing, and cross-country skiing. These estate acres abut hundreds of acres of conservation land and provide tranquility rarely found so close to Boston. Constructed by master craftsmen using only the finest materials, the 10,375sf residence offers 6 bedrooms, fully integrates smart-house technology, and is in new construction condition. Do not approach house as driveway is alarmed.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 2004
Materials
- Foundation: Concrete Perimeter
- Roof: Slate,Rubber
- Construction materials: Frame
Type & Style
- Home type: SingleFamily
- Architectural style: Georgian
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Water Heater,Range,Dishwasher,Disposal,Microwave,Refrigerator,Freezer,Washer,Dryer,Water Treatment,Vacuum System,Range Hood,Water Softener,Plumbed For Ice Maker
- Laundry features: Electric Dryer Hookup,Washer Hookup
Basement
- Has basement: Yes
- Basement: Full,Partially Finished,Interior Entry,Garage Access,Concrete
Bedrooms & Bathrooms
- Bedrooms: 6
- Bathrooms: 9
- Full bathrooms: 7
- 1/2 bathrooms: 2
Features
- Central Vacuum,Sauna/Steam/Hot Tub,Wet Bar,Walk-up Attic,Wired for Sound,Internet Available - Broadband
- Door features: Insulated Doors,French Doors
- Window features: Insulated Windows,Screens
- Flooring: Marble,Hardwood,Stone / Slate
- Number of fireplaces: 7
- Fireplace: Yes
- Finished area below ground: 880
- Finished area above ground: 9,515
Heating & Cooling
- Heating features: Forced Air,Radiant,Humidity Control,Oil
- Cooling features: Central Air
Interior Area
- Total structure area: 10,395
- Total interior livable area: 10,395 sqft
Master Bathroom
- Features: Yes
Property
Accessibility
- Accessibility features: No
Details
- Parcel number: M:4G B:1513 L:1,451816
- Zoning: Z
Features
- Private pool: Yes
- Pool features: Pool - Inground Heated
- Patio & porch: Porch,Screened,Deck,Patio
- Exterior features: Porch,Porch - Screened,Deck,Patio,Balcony,Pool - Inground Heated,Professional Landscaping,Sprinkler System,Decorative Lighting,Screens,Fruit Trees,Invisible Fence,Stone Wall,Outdoor Gas Grill Hookup
- Fencing: Invisible
- Has view: Yes
- View description: Scenic View(s)
Lot
- Lot size: 23.51 Acres
- Features: Wooded,Gentle Sloping,Level
Parking
- Total spaces: 13
- Parking features: Attached,Garage Door Opener,Heated Garage,Garage Faces Side,Insulated,Oversized,Driveway,Stone/Gravel
- Has garage: Yes
- Attached garage spaces: 3
- Covered spaces: 3
- Has uncovered spaces: Yes
- Uncovered spaces: 10
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Ice Storm
- Drought
- Hurricane
- Inland Flooding
- Tsunami
How This Home’s Risks Compare
FEMA Declared Disasters Across Massachusetts Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $55,065 | $660,780 |
| Home Insurance * | $2,114 | $25,368 |
| Property Taxes | $11,968 | $143,616 |
| Electricity | $2,049 | $24,597 |
| Total | $71,196 | $854,352 |
Income You'd Need if You Spent...
Massachusetts FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2025-12-02 | Listed for sale | $10,890,000 |
| 2025-12-01 | Listing removed | $10,890,000 |
| 2025-05-01 | Listed for sale | $10,890,000 |
| 2024-12-18 | Listing removed | $13,200,000 |
| 2024-06-17 | Listed for sale | $13,200,000 |
| 2019-12-02 | Listing removed | $10,500,000 |
| 2019-10-02 | Price change | $10,500,000 |
| 2018-03-09 | Listed for sale | $12,500,000 |
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