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4852 Northerly St, Oceanside, CA, 92056

3beds
3baths
1,450sqft
$859,000
$592price/sqft
$5,713/moest. monthly cost
$228,520/yrincome needed

About This Home

Imagine yourself an artist and this home is your canvas! Fantastic opportunity to personalize a spacious home in the desirable Oceanside neighborhood of Rancho Del Oro. Functional floor plan with soaring ceilings, abundant natural light, fireplace, large backyard (canyon view), bay windows and excellent upside for cosmetic updates. Come indulge your creativity. You will not want to miss this home.

Getting Around

18
WalkingCar-Dependent
27
TransitSome Transit
6
BikeSomewhat Bikeable

Schools

7/10
3/10
Roosevelt Middle SchoolGrades 6-81.0 mi
4/10
Vista High SchoolGrades 9-121.8 mi

Construction

Condition

  • Year built: 1987

Materials

  • Roof: Tile/Clay
  • Construction materials: Stucco

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Gas Oven,Gas Stove,Gas Range
  • Laundry features: Electric,Gas

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Features

  • Number of fireplaces: 1
  • Fireplace features: FP in Living Room

Heating & Cooling

  • Heating features: Forced Air Unit
  • Cooling features: Central Forced Air

Interior Area

  • Total structure area: 1,450
  • Total interior livable area: 1,450 sqft

Property

Details

  • Parcel number: 1613902600
  • Zoning: R1
  • Zoning description: R1

Features

  • Levels: 2 Story
  • Stories: 2
  • Pool features: N/K
  • Fencing: Full,Chain Link,Wood

Parking

  • Total spaces: 4
  • Parking features: Attached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingRelatively High
  • Earthquake
    EarthquakeModerate
  • Heat Wave
    Heat WaveModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Inland Flooding
Earthquake
Heat Wave
Wildfire

FEMA Declared Disasters in San Diego County and California

Earthquake
Flood
Mud Landslide
Severe Storm
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $4,343$52,116
Home Insurance *$153$1,836
Property Taxes $819$9,828
Electricity $398$4,786
Total$5,713$68,556
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$195,874/yr
40% on housing$171,390/yr
45% on housing$152,346/yr

California FAIR Plan Programs

California FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 417,310Commercial: 13,990
Total Premiums$1.42B
Total Exposure$429.84B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.9%
8.9%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: 1.1%
1.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$592This listing

vs Other Active Listings

Avg $/sqft

ZIP 92056$413
San Diego County$558

vs Homes Sold Last Month

Median $/sqft

ZIP 92056$535
San Diego County$576

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-04Pending sale$859,000
2026-07-24Listed for sale$859,000
2013-05-22Sold$333,000
2013-01-26Listing removed$350,000
2013-01-16Listed for sale$350,000
2012-05-08Listing removed$1,995
2012-03-22Listed for rent$1,995
2007-03-19Sold$450,000
2003-02-25Sold$300,000
1996-06-26Sold$152,500

For Sale by Agent

AgentGiuseppe A Lauritano
BrokerageCCD Assets

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