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4868 Northerly St, Oceanside, CA, 92056

4beds
3baths
1,742sqft
$950,000
$545price/sqft
$6,277/moest. monthly cost
$251,080/yrincome needed

About This Home

Sweeping views on large elevated view lot in Oceanside's Guajome Park Estates. Newly refreshed for sale by longtime owners, inside enjoy vaulted ceilings and arched windows with great natural light with the home oriented to the outdoors. The kitchen features wood cabinetry, upgraded appliances, a gas range, tile backsplash, quartz countertops. All four bedrooms are upstairs, including a spacious primary suite with a walk-in shower; a half-bath downstairs completes the layout. Out back is a deep, open lawn with a full-length patio and unobstructed views. Room to relax and entertain. A/C. Freshly painted, new carpet, updated roof, termite clearance and pre-inspected for buyer peace of mind. Move-in ready - No HOA and no Mello-Roos.

Getting Around

18
WalkingCar-Dependent
27
TransitSome Transit
6
BikeSomewhat Bikeable

Schools

7/10
3/10
Roosevelt Middle SchoolGrades 6-81.0 mi
4/10
Vista High SchoolGrades 9-121.7 mi

Construction

Condition

  • Year built: 1987

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Laundry features: In Garage

Bedroom

  • Features: All Bedrooms Up

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Cooling

  • Cooling features: Central Air

Features

  • All Bedrooms Up
  • Fireplace features: None
  • Common walls with other units/homes: No Common Walls

Interior Area

  • Total interior livable area: 1,742 sqft

Property

Details

  • Parcel number: 1613903000
  • Zoning: Single Family Residential
  • Special condition: Standard

Features

  • Levels: Two
  • Stories: 2
  • Entry location: Front
  • Pool features: None
  • Has view: Yes
  • View description: Canyon,Hills,Panoramic

Lot

  • Lot size: 6,631 sqft
  • Features: Yard

Parking

  • Total spaces: 4
  • Parking features: Driveway,Garage
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Uncovered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingRelatively High
  • Earthquake
    EarthquakeModerate
  • Heat Wave
    Heat WaveModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Inland Flooding
Earthquake
Heat Wave
Wildfire

FEMA Declared Disasters in San Diego County and California

Earthquake
Flood
Mud Landslide
Severe Storm
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $4,803$57,636
Home Insurance *$169$2,028
Property Taxes $907$10,884
Electricity $398$4,786
Total$6,277$75,324
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$215,211/yr
40% on housing$188,310/yr
45% on housing$167,386/yr

California FAIR Plan Programs

California FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 417,310Commercial: 13,990
Total Premiums$1.42B
Total Exposure$429.84B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.9%
8.9%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: 1.1%
1.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$545This listing

vs Other Active Listings

Avg $/sqft

ZIP 92056$413
San Diego County$558

vs Homes Sold Last Month

Median $/sqft

ZIP 92056$535
San Diego County$576

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-10Pending sale$950,000
2026-08-01Listed for sale$950,000
2026-07-24Pending sale$950,000
2026-06-25Listed for sale$950,000
2026-05-16Listing removed$4,250
2026-04-23Listed for rent$4,250
2021-03-24Listing removed--
2018-08-07Listing removed$2,800
2018-07-30Price change$2,800
2018-07-27Listed for rent$2,750
2017-09-15Sold$350,000

For Sale by Agent

AgentTyson Lund
BrokerageThe Lund Team, Inc

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