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4325 Via Tercero, Oceanside, CA, 92056

3beds
2baths
1,234sqft
$899,000
$729price/sqft
$5,959/moest. monthly cost
$238,360/yrincome needed

About This Home

NEW PRICE — NOW OFFERED AT $899,000! Welcome to 4325 Via Tercero, a beautifully reimagined single-level home showcasing a bright California coastal design in the desirable Rancho Del Oro community. The thoughtfully remodeled interior features 3 bedrooms, 2 bathrooms, luxury vinyl plank flooring, fresh paint, updated lighting, and an inviting open-concept living space filled with natural light. Thoughtful design makes the home feel and live larger than its listed 1,234 square feet, with vaulted ceilings, natural light, and an efficient single-level layout enhancing the sense of space. The stylish kitchen offers contemporary cabinetry, sleek countertops, updated appliances, and a seamless connection to the living and dining areas — ideal for everyday living, gathering, and entertaining. The spa-inspired bathrooms are true highlights, featuring dramatic floor-to-ceiling tilework, elegant wall sconces, custom lighting, modern fixtures, and carefully selected finishes that create a sophisticated, relaxing atmosphere. Additional improvements include new dual-pane windows, a new HVAC system, a new water heater, and updated fixtures throughout. Situated on an approximately 7,100-square-foot lot, the home also features a refreshed outdoor patio presentation that helps showcase the potential for relaxed Southern California living, outdoor dining, and weekend entertaining. Conveniently located near parks, schools, shopping, dining, and major commuter routes, this move-in-ready home combines extensive upgrades, a desirable single-level floor plan, and a sought-after Rancho Del Oro

Getting Around

59
WalkingSomewhat Walkable
32
TransitSome Transit
24
BikeSomewhat Bikeable

Schools

7/10
3/10
Roosevelt Middle SchoolGrades 6-81.7 mi
4/10
Vista High SchoolGrades 9-122.5 mi

Construction

Condition

  • Year built: 1986

Materials

  • Roof: Shingle
  • Construction materials: Wood/Stucco

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Garage Door Opener,Microwave,Refrigerator,Gas Stove
  • Laundry features: Gas & Electric Dryer HU

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Number of fireplaces: 1
  • Fireplace features: FP in Living Room,Gas

Heating & Cooling

  • Heating features: Forced Air Unit
  • Cooling features: Central Forced Air

Interior Area

  • Total structure area: 1,234
  • Total interior livable area: 1,234 sqft

Property

Details

  • Parcel number: 1615621600

Features

  • Levels: 1 Story
  • Pool features: N/K
  • Fencing: Full

Lot

  • Lot size: 7,132 sqft

Parking

  • Total spaces: 4
  • Parking features: Attached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Earthquake
    EarthquakeModerate
  • Heat Wave
    Heat WaveModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Earthquake
Heat Wave
Wildfire

FEMA Declared Disasters in San Diego County and California

Earthquake
Flood
Mud Landslide
Severe Storm
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $4,545$54,540
Home Insurance *$160$1,920
Property Taxes $856$10,272
Electricity $398$4,786
Total$5,959$71,508
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$204,308/yr
40% on housing$178,770/yr
45% on housing$158,906/yr

California FAIR Plan Programs

California FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 417,310Commercial: 13,990
Total Premiums$1.42B
Total Exposure$429.84B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.9%
8.9%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: 1.1%
1.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$729This listing

vs Other Active Listings

Avg $/sqft

ZIP 92056$413
San Diego County$558

vs Homes Sold Last Month

Median $/sqft

ZIP 92056$535
San Diego County$576

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-05Listed for sale$899,000
2026-08-05Listing removed$899,000
2026-07-30Price change$899,000
2026-07-03Listed for sale$945,000
2026-05-01Sold$710,000
2026-04-14Pending sale$650,000
2026-04-01Listed for sale$650,000
2006-09-27Sold$426,500
1997-05-23Sold$122,000
1993-10-22Sold$140,000

For Sale by Agent

AgentMike La
BrokerageKeller Williams San Diego Metro

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