See other homes in:
Primary listing photo
Listing photo 2
Listing photo 3
Listing photo 4
Listing photo 5

4244 Esperanza Way, Oceanside, CA, 92056

3beds
3baths
1,486sqft
$825,000
$555price/sqft
$5,096/moest. monthly cost
$203,840/yrincome needed

About This Home

Welcome to this beautifully maintained two-story home offering 3 spacious bedrooms plus a versatile bonus room that can be used as a home office, playroom, guest room, or additional living space. Featuring 2.5 bathrooms and a thoughtfully designed floor plan, this home provides the perfect blend of comfort and functionality. The light-filled living areas flow seamlessly into the kitchen and dining space, creating an ideal setting for entertaining family and friends. Upstairs, the generous primary suite offers a private retreat with an en-suite bathroom and ample closet space. This home has been well cared for, with major updates completed within the last five years, including a new roof, updated plumbing, and energy-efficient windows, providing added peace of mind for the next owner. Step outside to a low-maintenance backyard, perfect for relaxing, BBQs, or outdoor gatherings. Additional features include an attached two-car garage, indoor laundry, and central heating and air conditioning. Conveniently located near parks, shopping, restaurants, top-rated schools, and with easy access to Highway 78 and Interstate 5, you're just a short drive from Oceanside's beautiful beaches. Don't miss this incredible opportunity to own a move-in-ready home in one of Oceanside's most convenient neighborhoods!

Getting Around

56
WalkingSomewhat Walkable
37
TransitSome Transit
25
BikeSomewhat Bikeable

Schools

6/10
T.H.E Leadership AcademyGrades K-51.1 mi
3/10
Roosevelt Middle SchoolGrades 6-82.1 mi
4/10
Vista High SchoolGrades 9-122.7 mi

Construction

Condition

  • Year built: 1990

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Electric Range
  • Laundry features: Electric Dryer Hookup,Gas Dryer Hookup

Bathroom

  • Features: Bathtub

Bedroom

  • Features: All Bedrooms Up

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1
  • Main level bathrooms: 1

Cooling

  • Cooling features: None

Features

  • All Bedrooms Up
  • Fireplace features: None
  • Common walls with other units/homes: No Common Walls

Interior Area

  • Total interior livable area: 1,486 sqft

Property

Details

  • Parcel number: 1625314700
  • Special condition: Standard

Features

  • Levels: Two
  • Stories: 2
  • Entry location: 1
  • Pool features: None
  • Has view: Yes
  • View description: Park/Greenbelt

Lot

  • Lot size: 2,510 sqft
  • Features: 0-1 Unit/Acre

Parking

  • Total spaces: 2
  • Parking features: Garage - Attached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Earthquake
    EarthquakeModerate
  • Heat Wave
    Heat WaveModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Earthquake
Heat Wave
Wildfire

FEMA Declared Disasters in San Diego County and California

Earthquake
Flood
Mud Landslide
Severe Storm
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $4,171$50,052
Home Insurance *$147$1,764
Property Taxes $380$4,560
Electricity $398$4,786
Total$5,096$61,152
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$174,720/yr
40% on housing$152,880/yr
45% on housing$135,893/yr

California FAIR Plan Programs

California FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 417,310Commercial: 13,990
Total Premiums$1.42B
Total Exposure$429.84B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.9%
8.9%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: 1.1%
1.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$555This listing

vs Other Active Listings

Avg $/sqft

ZIP 92056$413
San Diego County$558

vs Homes Sold Last Month

Median $/sqft

ZIP 92056$535
San Diego County$576

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-15Listed for sale$825,000
2008-12-30Sold$275,000
2008-09-09Sold$246,000
1997-04-28Sold$120,500
1996-06-05Sold$101,868

For Sale by Agent

AgentEva Perez
BrokerageBLVDS REALTY

Similar Homes