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2929 Fire Mountain Dr Unit 64, Oceanside, CA, 92054

2beds
1baths
855sqft
$400,000
$468price/sqft
$2,855/moest. monthly cost
$114,200/yrincome needed

About This Home

Fire Mountain Condo, affordably priced! Complex is VA approved. Close to both the 78 and 5 Freeway's and only 3 miles to the beach! Plenty of shopping and restaurants conveniently located near by. Spacious and bright upstairs end unit. Recently painted throughout and the kitchen has newer appliances. Large master bedroom with walk in closet. A large patio is perfect for morning coffee or entertaining while watching the sunset. Spacious storage area in designated carport. Best Value for Fire Mountain living, come make this home your own today! Don't miss out on this incredible opportunity!

Getting Around

50
WalkingSomewhat Walkable
38
TransitSome Transit
16
BikeSomewhat Bikeable

Schools

5/10
4/10
Lincoln Middle SchoolGrades 6-81.3 mi
5/10
Oceanside High SchoolGrades 9-122.5 mi

Construction

Condition

  • Year built: 1971

Type & Style

  • Home type: Condo
  • Property subType: Condominium

Interior

Appliances

  • Laundry features: Laundry Closet

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1
  • Main level bathrooms: 2
  • Main level bedrooms: 2

Cooling

  • Cooling features: None

Features

  • Galley Kitchen,Walk-In Closet(s)
  • Fireplace features: None
  • Common walls with other units/homes: End Unit

Interior Area

  • Total interior livable area: 855 sqft

Kitchen

  • Features: Galley Kitchen

Other

  • Features: Walk-In Closet(s)

Property

Details

  • Parcel number: 1654302964
  • Attached to another structure: Yes
  • Zoning: R-1:SINGLE
  • Special condition: Standard

Features

  • Levels: Two
  • Stories: 2
  • Entry location: 2
  • Pool features: Community,Association
  • Has view: Yes
  • View description: None

Parking

  • Total spaces: 2
  • Parking features: Carport
  • Covered spaces: 1
  • Uncovered spaces: 1
  • Carport: Yes
  • Carport spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingVery High
  • Earthquake
    EarthquakeRelatively High
  • Heat Wave
    Heat WaveModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Inland Flooding
Earthquake
Heat Wave
Wildfire

FEMA Declared Disasters in San Diego County and California

Earthquake
Flood
Mud Landslide
Severe Storm
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,022$24,264
Home Insurance *$56$672
Property Taxes $379$4,548
Electricity $398$4,786
Total$2,855$34,260
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$97,885/yr
40% on housing$85,650/yr
45% on housing$76,133/yr

California FAIR Plan Programs

California FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 417,310Commercial: 13,990
Total Premiums$1.42B
Total Exposure$429.84B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.9%
8.9%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: 1.1%
1.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$468This listing

vs Other Active Listings

Avg $/sqft

ZIP 92054$674
San Diego County$559

vs Homes Sold Last Month

Median $/sqft

ZIP 92054$681
San Diego County$576

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-16Pending sale$400,000
2026-07-31Listed for sale$400,000
2017-08-23Sold$282,000
2017-06-02Listed for sale$289,500
2002-03-28Sold$158,000

For Sale by Agent

AgentTracy Klein
BrokerageHomeSmart Realty West

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