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3754 Gail Dr, Oceanside, CA, 92056

2beds
1baths
827sqft
$589,500
$713price/sqft
$4,028/moest. monthly cost
$161,120/yrincome needed

About This Home

Recent Price Improvement! Welcome to this exceptional, move-in ready home nestled in the heart of Costa Serena, one of Oceanside's most sought-after 55+ communities in North County San Diego. Thoughtfully updated throughout, this charming 2-bedroom, 1-bathroom residence radiates genuine pride of ownership at every turn, offering the perfect blend of modern upgrades and comfortable living. Step inside and immediately appreciate the warm, inviting atmosphere created by an open-concept floor plan that allows natural light to pour through dual-pane windows into every corner of the home. The fully remodeled kitchen is truly the heart of this residence, designed for both everyday living and easy entertaining. It features stunning granite countertops, an extra-large center island with generous prep space, upgraded cabinetry with ample storage, and sleek stainless steel appliances — all tied together with durable, easy-care tile flooring that flows seamlessly into the open living area. Ceiling fans have been installed in every room, providing excellent airflow and a fresh, comfortable feel year-round throughout the home. This home has been meticulously improved from top to bottom. Recent upgrades include newer roof, air conditioning system, dual-pane windows, rain gutters and fascia boards, garage door and opener, and recently poured concrete driveway. To make this home truly turnkey, the refrigerator, washer, and dryer are all included — just move in and start living. The beautifully landscaped front yard is fully gated and creates wonderful curb appeal and a welcoming first impression. Out back, you'll find a covered patio is perfect for morning coffee, afternoon relaxation, or casual outdoor dining in the shade. The yard is designed to be low maintenance, so you can spend your time enjoying it rather than maintaining it. A large utility shed provides excellent storage for tools, outdoor equipment, or hobby supplies. On the side yard, large, raised planters offer a wonderful opportunity to grow flowers, herbs, or vegetables. Costa Serena is one of the rare 55+ communities in Southern California that offers a peaceful, well-established neighborhood atmosphere with no HOA dues. Situated in the heart of North County San Diego, this home places you just minutes from everything Oceanside has to offer.

Getting Around

34
WalkingCar-Dependent
33
TransitSome Transit
19
BikeSomewhat Bikeable

Schools

Construction

Condition

  • Property condition: Turnkey
  • Year built: 1974

Materials

  • Roof: Shingle

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Built-In Range,Gas Cooktop,Gas Oven,Gas Range,Refrigerator,Range Hood
  • Laundry features: In Garage

Bathroom

  • Features: Granite Counters,Remodeled,Walk-In Shower

Bedroom

  • Features: All Bedrooms Down

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1
  • Main level bathrooms: 1
  • Main level bedrooms: 2

Features

  • Eat-in Kitchen,Open Floorplan,Storage,Unfurnished,All Bedrooms Down
  • Door features: Mirrored Closet Door(s)
  • Flooring: Tile
  • Fireplace features: None
  • Common walls with other units/homes: 1 Common Wall

Heating & Cooling

  • Heating features: Central,Electric
  • Cooling features: Central Air

Interior Area

  • Total interior livable area: 827 sqft

Kitchen

  • Features: Granite Counters,Kitchen Island,Kitchen/Family Room Combo,Remodeled,Updated Kitchen

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 1654920900
  • Attached to another structure: Yes
  • Special condition: Standard

Features

  • Levels: One
  • Stories: 1
  • Entry location: 1
  • Pool features: None
  • Patio & porch: Patio
  • Exterior features: Rain Gutters
  • Spa features: None
  • Fencing: Cross Fenced,Excellent Condition
  • Has view: Yes
  • View description: None

Lot

  • Lot size: 6,600 sqft
  • Features: 0-1 Unit/Acre,Front Yard

Parking

  • Total spaces: 1
  • Parking features: Asphalt,Driveway
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Earthquake
    EarthquakeModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Earthquake
Heat Wave
Inland Flooding
Wildfire

FEMA Declared Disasters in San Diego County and California

Earthquake
Flood
Mud Landslide
Severe Storm
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,980$35,760
Home Insurance *$105$1,260
Property Taxes $545$6,540
Electricity $398$4,786
Total$4,028$48,336
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$138,102/yr
40% on housing$120,840/yr
45% on housing$107,413/yr

California FAIR Plan Programs

California FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 417,310Commercial: 13,990
Total Premiums$1.42B
Total Exposure$429.84B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.9%
8.9%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: 1.1%
1.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$713This listing

vs Other Active Listings

Avg $/sqft

ZIP 92056$415
San Diego County$558

vs Homes Sold Last Month

Median $/sqft

ZIP 92056$535
San Diego County$576

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-28Price change$589,500
2026-06-16Listed for sale$599,999
2015-05-08Sold$235,000
2015-03-04Price change$239,900
2015-03-03Price change$245,000
2015-03-01Price change$239,900
2015-02-27Price change$245,000
2015-02-26Price change$239,900
2015-02-06Price change$245,000
2014-12-10Listed for sale$248,000
2011-09-30Sold$169,000
2011-08-22Price change$169,000
2011-08-11Listed for sale$178,900
2000-07-14Sold$135,000
2000-03-28Sold$112,000
1997-07-02Sold$72,000
1994-02-28Sold$61,000

For Sale by Agent

AgentMaribel Miranda
BrokerageCentury 21 Masters

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