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4009 Genine Dr, Oceanside, CA, 92056

4beds
2baths
1,260sqft
$845,000
$671price/sqft
$5,629/moest. monthly cost
$225,160/yrincome needed

About This Home

Opportunities like this at this price point in Oceanside are getting harder to find ... especially ones that combine modern updates, lower ownership costs, and long-term upside. Significantly remodeled in 2023, 4009 Genine delivers the layout today’s buyers actually want: an open-concept kitchen, updated finishes, and newer windows that bring in natural light while improving efficiency. And beyond what you can see, the fundamentals are already working in your favor: Owned solar means no lease, no added monthly payment Upgraded insulation for year-round comfort and cost control Gutters installed, because the expensive, often overlooked items are already handled This is the kind of setup that helps keep monthly expenses predictable, a major advantage for buyers using VA or FHA financing. The location adds real, everyday value. Conveniently located near Tri-City Medical Center and within easy reach of Marine Corps Base Camp Pendleton, you’re positioned near two of North County’s key employment hubs, supporting both convenience now and resale demand later. Inside, the home is move-in ready. Outside is where the opportunity expands. Set on a large corner lot, the property offers space, established avocado, 21 fruit trees, and future flexibility, including potential for expansion or an ADU (buyer to verify). In a market where many homes at this level require compromise, this one delivers a rare combination of: 1. Modern remodel + functional layout 2. Lower operating costs 3. Single-level 4. Prime access to major employment centers, and 5. Room to create additional value over time If you’re looking for a home that works financially, lives comfortably, and still gives you options down the road, then this is where your search starts to narrow. Conveniently located near: Carlsbad, Costco, Tri-City, skate park, 78 and so much more!

Getting Around

59
WalkingSomewhat Walkable
35
TransitSome Transit
30
BikeSomewhat Bikeable

Schools

3/10
3/10
Madison Middle SchoolGrades 6-82.0 mi
6/10

Construction

Condition

  • Year built: 1963

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Laundry features: In Garage

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2
  • Full bathrooms: 2

Cooling

  • Cooling features: Central Air

Features

  • Primary Suite
  • Fireplace features: None
  • Common walls with other units/homes: No Common Walls

Interior Area

  • Total interior livable area: 1,260 sqft

Master Bedroom

  • Features: Primary Suite

Property

Details

  • Parcel number: 1663840100
  • Zoning: R-1:SINGLE FAM-RES
  • Special condition: Standard

Features

  • Levels: One
  • Stories: 1
  • Entry location: Front door
  • Pool features: None
  • Has view: Yes
  • View description: None

Lot

  • Lot size: 7,840 sqft
  • Features: Street Level

Parking

  • Total spaces: 4
  • Parking features: Driveway,Garage
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Uncovered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Earthquake
    EarthquakeModerate
  • Heat Wave
    Heat WaveModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Earthquake
Heat Wave
Wildfire

FEMA Declared Disasters in San Diego County and California

Earthquake
Flood
Mud Landslide
Severe Storm
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $4,272$51,264
Home Insurance *$151$1,812
Property Taxes $808$9,696
Electricity $398$4,786
Total$5,629$67,548
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$192,994/yr
40% on housing$168,870/yr
45% on housing$150,106/yr

California FAIR Plan Programs

California FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 417,310Commercial: 13,990
Total Premiums$1.42B
Total Exposure$429.84B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.9%
8.9%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: 1.1%
1.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$671This listing

vs Other Active Listings

Avg $/sqft

ZIP 92056$413
San Diego County$558

vs Homes Sold Last Month

Median $/sqft

ZIP 92056$535
San Diego County$576

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-13Listed for sale$875,000
2023-05-19Sold$800,000
2023-05-12Pending sale$800,000
2023-04-26Contingent$800,000
2023-04-18Listed for sale$769,900
2023-01-13Sold$525,000

For Sale by Agent

AgentSteve Cooper
BrokerageReal Broker

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