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4206 Dawn Ln, Oceanside, CA, 92056

2beds
2baths
1,360sqft
$679,000
$499price/sqft
$4,581/moest. monthly cost
$183,240/yrincome needed

About This Home

Welcome to easy coastal living in Pacifica, one of Oceanside’s most desirable 55+ communities. This beautifully maintained single-story twin home offers over 1,300 square feet of comfortable living space and lots of natural light. The built-for-liveability floor plan features 2 spacious bedrooms and 2 bathrooms, a sizable living room and dining room, and a large sunroom with a wall of windows and two skylights. The primary bedroom with en suite bathroom contains plenty of room for clothes and storage with both a walk in closet and an extra large reach in closet. Your guests will enjoy their own area of the house, with the second bedroom and full bathroom located down the hall. A whole-house fan enhances year-round comfort and energy efficiency. Fruit-producing lime and blood orange trees highlight the luscious and peaceful backyard garden. This is a wonderful place to enjoy your morning coffee or a good read. Pacifica residents enjoy outstanding community amenities, including a sparkling pool, clubhouse, and tennis/pickleball courts, fostering an active and social lifestyle. Ideally located near shopping, dining, and everyday conveniences, this home offers the perfect balance of tranquility and accessibility. Whether you’re looking to downsize, simplify, or embrace the vibrant Oceanside lifestyle, this bright and inviting home presents an exceptional opportunity to enjoy low-maintenance living in a welcoming community.

Getting Around

31
WalkingCar-Dependent
32
TransitSome Transit
15
BikeSomewhat Bikeable

Schools

6/10
3/10
Madison Middle SchoolGrades 6-81.4 mi
6/10

Construction

Condition

  • Year built: 1976

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Laundry features: In Garage

Bedroom

  • Features: All Bedrooms Down

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2
  • Main level bathrooms: 2
  • Main level bedrooms: 2

Cooling

  • Cooling features: Whole House Fan

Features

  • All Bedrooms Down
  • Fireplace features: Living Room
  • Fireplace: Yes
  • Common walls with other units/homes: 1 Common Wall

Interior Area

  • Total interior livable area: 1,360 sqft

Property

Details

  • Parcel number: 1681606200
  • Attached to another structure: Yes
  • Zoning: R1
  • Special condition: Standard

Features

  • Levels: One
  • Stories: 1
  • Entry location: front door
  • Pool features: Community,Association
  • Has view: Yes
  • View description: Courtyard

Lot

  • Lot size: 3,429 sqft
  • Features: 6-10 Units/Acre

Parking

  • Total spaces: 4
  • Parking features: Garage - Attached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Uncovered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingRelatively High
  • Earthquake
    EarthquakeModerate
  • Heat Wave
    Heat WaveModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Inland Flooding
Earthquake
Heat Wave
Wildfire

FEMA Declared Disasters in San Diego County and California

Earthquake
Flood
Mud Landslide
Severe Storm
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,433$41,196
Home Insurance *$121$1,452
Property Taxes $629$7,548
Electricity $398$4,786
Total$4,581$54,972
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$157,062/yr
40% on housing$137,430/yr
45% on housing$122,160/yr

California FAIR Plan Programs

California FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 417,310Commercial: 13,990
Total Premiums$1.42B
Total Exposure$429.84B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.9%
8.9%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: 1.1%
1.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$499This listing

vs Other Active Listings

Avg $/sqft

ZIP 92056$414
San Diego County$558

vs Homes Sold Last Month

Median $/sqft

ZIP 92056$535
San Diego County$576

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-11Price change$649,000
2026-07-16Price change$679,000
2026-06-18Listed for sale$699,000

For Sale by Agent

AgentMichael Nucci
BrokerageHomeSmart Realty West

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