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28889 Anderson Ct, Escondido, CA, 92026

4beds
4baths
4,326sqft
$1,998,000
$462price/sqft
$13,815/moest. monthly cost
$552,600/yrincome needed

About This Home

Tucked within the private guard-gated community of Rimrock Estates, 28889 Anderson Court offers a rare opportunity to experience one of North County’s best-kept secrets. Set among gorgeous custom estates on expansive parcels, this exclusive enclave is defined by vast panoramic vistas, ocean views, and exceptional privacy—a peaceful retreat where residents enjoy space, security, and a deep connection to nature. Often compared to Rancho Santa Fe for its estate-style living, Rimrock Estates offers a compelling alternative with remarkable value while maintaining the same sense of prestige, tranquility, and lifestyle appeal. Perched at approximately 1,750 feet above sea level, the property enjoys breathtaking south- and west-facing views, capturing golden sunsets, distant ocean horizons, and rolling mountain landscapes. The elevated setting creates a unique microclimate ideal for lush landscaping and offers endless possibilities for expanding the grounds. A long private driveway and classic porte-cochère arrival set the tone for the residence, where timeless Spanish Mission-inspired architecture blends seamlessly with the surrounding natural beauty. The home offers four bedrooms, including a spacious primary suite with sweeping views, and can easily live as a three-bedroom main residence with a 1,000-square-foot attached guest suite—perfect for multi-generational living, guests, or a private office or rental opportunity. The guest suite includes its own private entrance, bedroom, bathroom, office space, laundry hookups, and pre-installed plumbing and 220 electric for a futur

Getting Around

1
WalkingCar-Dependent
0
TransitNo Nearby Transit
0
BikeNot Bike Friendly

Schools

8/10
4/10
Rincon Middle SchoolGrades 6-85.3 mi
5/10
Escondido High SchoolGrades 9-125.8 mi

Construction

Condition

  • Year built: 1989

Materials

  • Roof: Spanish Tile
  • Construction materials: Stucco

Type & Style

  • Home type: SingleFamily
  • Architectural style: Mediterranean/Spanish
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Dryer,Refrigerator,Washer,Double Oven,Propane Oven,Propane Cooking
  • Laundry features: Propane

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 4
  • Full bathrooms: 4

Heating & Cooling

  • Heating features: Forced Air Unit
  • Cooling features: Central Forced Air,Zoned Area(s)

Interior Area

  • Total structure area: 4,326
  • Total interior livable area: 4,326 sqft

Property

Details

  • Parcel number: 1860210300
  • Zoning: R-1 SINGLE
  • Zoning description: R-1 SINGLE

Features

  • Levels: 2 Story
  • Pool features: Below Ground
  • Fencing: Partial
  • Has view: Yes
  • View description: Mountains/Hills,Panoramic

Lot

  • Lot size: 2.17 Acres

Parking

  • Total spaces: 3
  • Parking features: Attached
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Wildfire
    WildfireVery High
  • Inland Flooding
    Inland FloodingRelatively High
  • Earthquake
    EarthquakeModerate
  • Heat Wave
    Heat WaveModerate
  • Landslide
    LandslideModerate

How This Home’s Risks Compare

Wildfire
Inland Flooding
Earthquake
Heat Wave
Landslide

FEMA Declared Disasters in San Diego County and California

Earthquake
Flood
Mud Landslide
Severe Storm
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $10,102$121,224
Home Insurance *$485$5,820
Property Taxes $2,301$27,612
Electricity $927$11,131
Total$13,815$165,780
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$473,657/yr
40% on housing$414,450/yr
45% on housing$368,400/yr

California FAIR Plan Programs

California FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 417,310Commercial: 13,990
Total Premiums$1.42B
Total Exposure$429.84B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.9%
8.9%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: 1.1%
1.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$462This listing

vs Other Active Listings

Avg $/sqft

ZIP 92026$393
San Diego County$558

vs Homes Sold Last Month

Median $/sqft

ZIP 92026$469
San Diego County$576

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-03-06Listed for sale$1,998,000
1997-12-29Sold$376,000

For Sale by Agent

AgentK. Ann Brizolis
BrokeragePacific Sotheby's International Realty

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