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1650 Silver Tree Ln, Escondido, CA, 92026

4beds
3baths
2,524sqft
$1,399,900
$555price/sqft
$9,476/moest. monthly cost
$379,040/yrincome needed

About This Home

Nestled on a corner lot at the end of a quiet cul-de-sac in the scenic foothills of North Escondido, this beautifully reimagined Spanish Modern home offers sweeping panoramic views of the surrounding hills, canyons and mountains. Thoughtfully remodeled with elevated finishes throughout, the home features a stunning new kitchen with Perla Veneta honed quartz countertops, modern oak cabinetry, brand-new appliances and a spacious walk-in pantry. Luxury vinyl plank flooring flows throughout the home, while vaulted ceilings with exposed beams add warmth, character and architectural charm. The primary suite is a true retreat, featuring French doors that open to a private patio where you can take in the incredible mountain views. The beautifully remodeled primary bathroom offers a spa-inspired experience complete with a luxurious rainfall shower. An additional bathroom has also been fully remodeled with beautiful Spanish Modern finishes, featuring a walk-in shower accented by elegant brass fixtures and thoughtfully selected designer details. Additional upgrades include a brand-new HVAC system, new tankless water heater and updated finishes throughout. Set on usable acreage, the fully fenced and gated property offers privacy, space and versatility, along with RV parking and endless possibilities for outdoor living. With no HOA and a peaceful foothill setting, this move-in-ready property perfectly blends modern luxury, Spanish-inspired style and the relaxed Southern California lifestyle.

Getting Around

5
WalkingCar-Dependent
0
TransitNo Nearby Transit
4
BikeSomewhat Bikeable

Schools

8/10
4/10
Rincon Middle SchoolGrades 6-83.3 mi
5/10
Escondido High SchoolGrades 9-123.7 mi

Construction

Condition

  • Year built: 1989

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Built-In Range,Dishwasher,ENERGY STAR Qualified Appliances,Electric Oven,Electric Range,Disposal,Gas Water Heater,Microwave,Refrigerator,Range Hood,Self Cleaning Oven,Tankless Water Heater,Vented Exhaust Fan
  • Laundry features: Washer Hookup,Electric Dryer Hookup,Gas Dryer Hookup,In Garage

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Features

  • Beamed Ceilings,Balcony,Breakfast Area,Block Walls,Separate/Formal Dining Room,Eat-in Kitchen,Recessed Lighting,Storage,Walk-In Closet(s)
  • Window features: ENERGY STAR Qualified Windows
  • Flooring: Vinyl
  • Fireplace features: Gas Starter,Living Room,Wood Burning
  • Fireplace: Yes
  • Common walls with other units/homes: No Common Walls

Heating & Cooling

  • Heating features: High Efficiency,Heat Pump
  • Cooling features: Central Air,Electric,High Efficiency,Whole House Fan

Interior Area

  • Total interior livable area: 2,524 sqft

Kitchen

  • Features: Butler's Pantry,Kitchen/Family Room Combo,Pots & Pan Drawers,Quartz Counters,Remodeled,Self-closing Drawers,Updated Kitchen,Walk-In Pantry

Other

  • Features: Walk-In Closet(s)

Property

Details

  • Parcel number: 1873411000
  • Zoning: R-1:SINGLE FAM-RES
  • Special condition: Standard

Features

  • Levels: One
  • Stories: 1
  • Entry location: front door
  • Pool features: None
  • Has view: Yes
  • View description: Canyon,Hills,Mountain(s),Neighborhood,Orchard,Panoramic,Valley,Trees/Woods

Lot

  • Lot size: 1.32 Acres
  • Features: Back Yard,Corner Lot,Cul-De-Sac,Drip Irrigation/Bubblers,Gentle Sloping,Ranch

Parking

  • Total spaces: 3
  • Parking features: Driveway,Garage,RV Access/Parking
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Wildfire
    WildfireVery High
  • Inland Flooding
    Inland FloodingRelatively High
  • Earthquake
    EarthquakeModerate
  • Heat Wave
    Heat WaveModerate

How This Home’s Risks Compare

Wildfire
Inland Flooding
Earthquake
Heat Wave

FEMA Declared Disasters in San Diego County and California

Earthquake
Flood
Mud Landslide
Severe Storm
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $7,078$84,936
Home Insurance *$340$4,080
Property Taxes $1,517$18,204
Electricity $541$6,494
Total$9,476$113,712
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$324,891/yr
40% on housing$284,280/yr
45% on housing$252,693/yr

California FAIR Plan Programs

California FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 417,310Commercial: 13,990
Total Premiums$1.42B
Total Exposure$429.84B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.9%
8.9%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: 1.1%
1.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$555This listing

vs Other Active Listings

Avg $/sqft

ZIP 92026$392
San Diego County$558

vs Homes Sold Last Month

Median $/sqft

ZIP 92026$469
San Diego County$576

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-31Listed for sale$1,399,900

Pre-Foreclosure - For Sale by Agent

AgentGeorge Fillippis
BrokerageReal Brokerage Technologies

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