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1977 Desert Vista Ter, Borrego Springs, CA, 92004

2beds
2baths
1,512sqft
$259,900
$172price/sqft
$2,081/moest. monthly cost
$83,240/yrincome needed

About This Home

Desirable single-level patio home in the gated community of Rams Hill featuring 1,652 sq. ft. of living space with 2 bedrooms, 2 bathrooms, a bonus room/den, and attached 2-car garage. Property comes FULLY FURNISHED! Highlights include an upgraded kitchen with granite countertops, custom cabinetry, breakfast nook, and all appliances included, along with a formal dining area, wet bar, cozy fireplace, and central heating and cooling. The spacious primary suite offers a walk-in closet, dual vanity, and ensuite bath, while new wood-tone plank flooring enhances the living and dining rooms. Located in Borrego Springs, an internationally recognized Dark Sky Community, this home offers the perfect setting for stargazing, golf, hiking, biking, and outdoor adventure. Rams Hill amenities include a Tom Faziodesigned golf course, clubhouse with restaurant and bar, community pool and spa, bocce ball, and guard-gated entry, with HOA fees covering exterior building maintenance and trash service for convenient, low-maintenance living.

Getting Around

1
WalkingCar-Dependent
0
TransitVery Limited Transit
10
BikeSomewhat Bikeable

Schools

4/10
5/10

Construction

Condition

  • Year built: 1985

Materials

  • Foundation: Slab
  • Roof: Concrete,Tile
  • Construction materials: Stucco

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Microwave,Oven/Range-Gas,Refrigerator,Water Line to Refrigerator,Gas Water Heater
  • Laundry features: In Unit,Gas Dryer Hookup

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Ceiling Fan(s)
  • Flooring: Tile,Vinyl Tile
  • Number of fireplaces: 1
  • Fireplace: Yes

Heating & Cooling

  • Heating features: CFAG
  • Cooling features: CFAC

Interior Area

  • Total structure area: 1,512
  • Total interior livable area: 1,512 sqft

Property

Details

  • Parcel number: 2003003100
  • Attached to another structure: Yes
  • Zoning: RV
  • Special condition: Standard

Features

  • Stories: 1
  • Pool features: Community
  • Patio & porch: Patio
  • Spa features: Community
  • Fencing: Wrought Iron

Lot

  • Lot size: 2,614 sqft

Parking

  • Total spaces: 4
  • Parking features: Garage - 2 Car
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes
  • Uncovered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Earthquake
    EarthquakeVery High
  • Inland Flooding
    Inland FloodingVery High
  • Wildfire
    WildfireVery High
  • Landslide
    LandslideRelatively High
  • Heat Wave
    Heat WaveModerate

How This Home’s Risks Compare

Earthquake
Inland Flooding
Wildfire
Landslide
Heat Wave

FEMA Declared Disasters in San Diego County and California

Earthquake
Flood
Mud Landslide
Severe Storm
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,314$15,768
Home Insurance *$123$1,476
Property Taxes $246$2,952
Electricity $398$4,786
Total$2,081$24,972
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$71,348/yr
40% on housing$62,430/yr
45% on housing$55,493/yr

California FAIR Plan Programs

California FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 417,310Commercial: 13,990
Total Premiums$1.42B
Total Exposure$429.84B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.9%
8.9%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: 1.1%
1.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$172This listing

vs Other Active Listings

Avg $/sqft

ZIP 92004$185
San Diego County$559

vs Homes Sold Last Month

Median $/sqft

ZIP 92004$243
San Diego County$576

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-09Price change$259,900
2026-03-09Price change$274,000
2026-01-07Price change$274,900
2025-10-07Listed for sale$289,900
2025-02-01Listing removed$2,750
2025-01-11Listed for rent$2,750
2024-01-25Listing removed--
2024-01-04Listed for rent$3,299
2023-12-02Listing removed--
2023-11-22Listed for rent$3,900
2023-03-27Sold$226,500
2023-03-09Pending sale$265,000
2023-02-04Price change$265,000
2023-01-06Price change$275,000
2022-11-16Listed for sale$295,000
2021-02-18Sold$130,000
2021-01-28Pending sale$135,000
2020-12-17Listed for sale$135,000
2020-08-30Listing removed$135,000
2020-04-01Price change$135,000
2019-10-04Listed for sale$144,900
2018-03-06Sold$142,000
2018-02-03Price change$155,000
2017-04-25Listed for sale$159,500
2004-03-15Sold$150,000

For Sale by Agent

AgentMatthew Cowie
BrokeragePrince & Associates Realtors

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