489 La Costa Ave, Encinitas, CA, 92024
About This Home
I am excited to share a rare opportunity for a beautiful single-level property located just a short walk to the beach with ADU & Fully Paid Solar system The main home features 4 bedrooms and 2.5 bathrooms, including a primary suite with a walk-in closet and ensuite bath. The interior offers a light-filled great room with an impressive fireplace, a dining area perfect for entertaining, and a kitchen complete with leathered granite counters, warm cabinetry, and a Sub-Zero refrigerator, separate laundry room with storage closets and direct access to the double garage. Outside, you will find a secure front patio with a soothing water feature and a private backyard oasis that includes a vaulted patio cover, a BBQ station, a circular conversation area, and a large TV entertainment center as well as room for children and pets to enjoy the fully fenced area. Additionally, the property includes a detached 2-bedroom, 1-bathroom unit with its own kitchen, private patio, and direct access parking—ideal for rental income or as an in-law suite. Practical amenities include a double garage, ample off-street parking, a storage shed, and RV parking with full hookups and a clean-out. Rare opportunity for this single level 4BR/2.5BA home with separate 2BR/1BA detached ADU Only a short walk to the beach! THis property has ample off street parking, RV Parking with hookups and cleanout plus attached garage for the main residence. You'll find tranquility once you enter the gated front patio area with soothing water feature. Enter the home to the great room with fireplace and dining area that is an entertainers delight! The kitchen features lovely theather granite counters and warm cabinetry and sub zero refrigerator while opening to the family room. The Primary bedroom suite offers walk in closet, ensuite bath with large shower and dual sink vanity and direct access to the back yard. The other bedrooms are separate from the primary bedroom area. The back yard is a private oasis with cozy circular conversation area, BBQ station and Large TV entertainment area, with vaulted patio cover. The ADU is perfect for inlaw quarters or rental income featuring 2 bedrooms/1 bath, kitchen area and access to direct parking and private patio area. There iare 3 sheds for strorage. AND..off street parking for at least 8 autos
Getting Around
Car-Dependent
Very Limited Transit
BikeableSchools
Construction
Condition
- Year built: 1980
Materials
- Roof: Composition
- Construction materials: Stucco
Type & Style
- Home type: SingleFamily
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Dishwasher,Disposal,Dryer,Garage Door Opener,Microwave,Shed(s),Solar Panels,Free Standing Range,Barbecue,Water Line to Refr,Gas Range
- Laundry features: Electric
Bedrooms & Bathrooms
- Bedrooms: 6
- Bathrooms: 4
- Full bathrooms: 3
- 1/2 bathrooms: 1
Features
- Number of fireplaces: 1
- Fireplace features: FP in Living Room,Gas
Heating & Cooling
- Heating features: Forced Air Unit
- Cooling features: Central Forced Air
Interior Area
- Total structure area: 3,341
- Total interior livable area: 3,341 sqft
Property
Details
- Parcel number: 2160632600
- Special condition: Call Agent
Features
- Levels: 1 Story
- Pool features: N/K
- Fencing: Full
Lot
- Lot size: 0.40 Acres
Parking
- Total spaces: 6
- Parking features: Attached,Garage,Garage - Front Entry
- Has garage: Yes
- Attached garage spaces: 2
- Covered spaces: 2
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Earthquake
- Inland Flooding
- Heat Wave
- Wildfire
How This Home’s Risks Compare
FEMA Declared Disasters in San Diego County and California
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $14,153 | $169,836 |
| Home Insurance * | $370 | $4,440 |
| Property Taxes | $2,653 | $31,836 |
| Electricity | $716 | $8,597 |
| Total | $17,892 | $214,704 |
Income You'd Need if You Spent...
California FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-03-17 | Price change | $2,879,900 |
| 2026-02-27 | Listed for sale | $2,999,900 |
| 2018-10-31 | Sold | $1,380,000 |
| 2018-08-30 | Listed for sale | $1,349,000 |
| 2017-07-31 | Sold | $1,200,000 |
| 2005-07-18 | Sold | $799,000 |
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