See other homes in:
Primary listing photo
Listing photo 2
Listing photo 3
Listing photo 4
Listing photo 5

7797 Caminito Monarca Unit 106, Carlsbad, CA, 92009

2beds
2baths
1,200sqft
$799,900
$667price/sqft
$5,352/moest. monthly cost
$214,080/yrincome needed

About This Home

sMonarch Villas – Gated La Costa Living! Welcome to this beautifully updated 2-bedroom, 2.5-bath townhome in the highly desirable Monarch Villas gated community in La Costa. Ideally located near premier shopping, restaurants, golf courses, beautiful North County beaches, and top-rated schools, this home offers the perfect combination of comfort and convenience. With approximately 1,200 square feet of open living space, the home features a spacious living room with a cozy fireplace, a dining area, and a private patio perfect for relaxing or entertaining. Recent upgrades include freshly painted walls, refinished bamboo wood flooring, new carpet on the stairs, and new closet doors, creating a clean and modern feel throughout. Upstairs, you'll find two generously sized primary suites, each with its own private ensuite bathroom, providing an ideal layout for roommates, guests, or a home office. Additional features include air conditioning, laundry hookups in the attached one-car garage with direct access into the home, plus one assigned parking space. Residents of Monarch Villas enjoy resort-style amenities, including a community pool, spa, tennis courts, and a newer tot lot, all within a secure gated community. Don't miss this opportunity to enjoy the best of La Costa living!

Getting Around

43
WalkingCar-Dependent
26
TransitSome Transit
36
BikeSomewhat Bikeable

Schools

7/10
Oak Crest Middle SchoolGrades 7-82.5 mi
9/10

Construction

Condition

  • Year built: 1990

Type & Style

  • Home type: Townhouse
  • Property subType: Townhouse

Interior

Appliances

  • Laundry features: In Garage

Bedroom

  • Features: All Bedrooms Up

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2
  • Main level bathrooms: 1

Cooling

  • Cooling features: Central Air

Features

  • All Bedrooms Up
  • Fireplace features: Living Room
  • Fireplace: Yes
  • Common walls with other units/homes: 2+ Common Walls

Interior Area

  • Total interior livable area: 1,200 sqft

Property

Details

  • Parcel number: 2163801607
  • Attached to another structure: Yes
  • Zoning: R-1:SINGLE FAM-RES
  • Special condition: Trust

Features

  • Levels: Three Or More
  • Stories: 3
  • Entry location: Street level
  • Pool features: Community,In Ground,Association
  • Has view: Yes
  • View description: None

Lot

  • Lot size: 2.19 Acres

Parking

  • Total spaces: 3
  • Parking features: Garage - Attached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Uncovered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingRelatively High
  • Earthquake
    EarthquakeModerate
  • Heat Wave
    Heat WaveModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Inland Flooding
Earthquake
Heat Wave
Wildfire

FEMA Declared Disasters in San Diego County and California

Earthquake
Flood
Mud Landslide
Severe Storm
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $4,044$48,528
Home Insurance *$127$1,524
Property Taxes $783$9,396
Electricity $398$4,786
Total$5,352$64,224
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$183,497/yr
40% on housing$160,560/yr
45% on housing$142,720/yr

California FAIR Plan Programs

California FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 417,310Commercial: 13,990
Total Premiums$1.42B
Total Exposure$429.84B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.9%
8.9%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: 1.1%
1.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$667This listing

vs Other Active Listings

Avg $/sqft

ZIP 92009$581
San Diego County$558

vs Homes Sold Last Month

Median $/sqft

ZIP 92009$696
San Diego County$576

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-15Listed for sale$799,900
2026-08-11Pending sale$799,900
2026-07-23Listed for sale$799,900
2018-07-09Sold$525,000
2018-05-25Price change$542,000
2018-05-12Listed for sale$547,000
2018-05-10Listing removed$2,950
2018-04-27Listed for rent$2,950
2016-03-15Listing removed$497,500
2016-02-29Listed for sale$497,500
2001-08-31Sold$242,000
2001-01-18Sold$209,000

For Sale by Agent

AgentDorothy Pinney
BrokerageMcLain Properties

Similar Homes