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916 Carriage Dr, San Marcos, CA, 92069

4beds
2baths
1,859sqft
$950,000
$511price/sqft
$6,282/moest. monthly cost
$251,280/yrincome needed

About This Home

No HOA or Mello Roos. Pride of ownership shines throughout this beautifully maintained single-story home in one of San Marcos’ most desirable neighborhoods! Located in a quiet cul de sac, featuring 4 bedrooms, 2 bathrooms, soaring high ceilings, and elegant custom plantation shutters, this home offers a bright, open feel that’s perfect for everyday living and entertaining. Step outside to your own private backyard retreat complete with an insulated pergola with built in ceiling fan, an in-ground jacuzzi, and beautifully landscaped low maintenance yard. Enjoy fresh fruit from your mature avocado tree and two orange trees, creating the perfect Southern California outdoor lifestyle. This property also offers RV parking and has been thoughtfully upgraded with over $62,000 in improvements from current owners, including a new garage door, new water heater, and numerous additional enhancements that provide both comfort and peace of mind. The location is hard to beat—within walking distance to the elementary school and Mulberry Park, just minutes from Twin Oaks Golf Club, Cal State San Marcos, popular restaurants, shopping, and convenient freeway access. Located in a highly rated public school district, this home is also positioned in one of North County’s fastest-growing communities, with exciting new development continuing throughout San Marcos.

Getting Around

13
WalkingCar-Dependent
0
TransitVery Limited Transit
20
BikeSomewhat Bikeable

Schools

7/10
Richland ElementaryGrades K-50.5 mi
5/10
7/10
Mission Hills High SchoolGrades 9-120.9 mi

Construction

Condition

  • Year built: 1979

Materials

  • Roof: Composition
  • Construction materials: Other/Remarks

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Garage Door Opener
  • Laundry features: Electric,Gas & Electric Dryer HU

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2
  • Full bathrooms: 2

Heating & Cooling

  • Heating features: Forced Air Unit
  • Cooling features: Central Forced Air

Interior Area

  • Total structure area: 1,859
  • Total interior livable area: 1,859 sqft

Property

Details

  • Parcel number: 2182911500
  • Zoning: R-1:SINGLE
  • Zoning description: R-1:SINGLE

Features

  • Levels: 1 Story
  • Pool features: N/K
  • Fencing: Stucco Wall

Lot

  • Lot size: 8,712 sqft

Parking

  • Total spaces: 4
  • Parking features: Attached,Garage - Single Door,Garage Door Opener
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingRelatively High
  • Wildfire
    WildfireRelatively High
  • Earthquake
    EarthquakeModerate
  • Heat Wave
    Heat WaveModerate

How This Home’s Risks Compare

Inland Flooding
Wildfire
Earthquake
Heat Wave

FEMA Declared Disasters in San Diego County and California

Earthquake
Flood
Mud Landslide
Severe Storm
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $4,803$57,636
Home Insurance *$188$2,256
Property Taxes $893$10,716
Electricity $398$4,786
Total$6,282$75,384
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$215,382/yr
40% on housing$188,460/yr
45% on housing$167,520/yr

California FAIR Plan Programs

California FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 417,310Commercial: 13,990
Total Premiums$1.42B
Total Exposure$429.84B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.9%
8.9%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: 1.1%
1.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$511This listing

vs Other Active Listings

Avg $/sqft

ZIP 92069$443
San Diego County$558

vs Homes Sold Last Month

Median $/sqft

ZIP 92069$518
San Diego County$576

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-14Price change$940,000
2026-07-08Listed for sale$950,000
2018-11-09Sold$575,000
2018-10-03Price change$585,000
2018-09-12Price change$600,000
2018-09-07Price change$610,000
2018-07-07Price change$620,000
2018-06-28Price change$639,000
2018-06-08Listed for sale$649,000

For Sale by Agent

AgentChelsea R Wilson
BrokerageCA-RES

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