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9864 Smarty Jones Dr, Ruskin, FL, 33573

4beds
3baths
2,413sqft
$385,000
$160price/sqft
$3,208/moest. monthly cost
$128,320/yrincome needed

About This Home

Welcome to this beautifully maintained 4-bedroom, 3-bathroom home in Ruskin, Florida! This spacious single-family residence offers a functional layout perfect for comfortable living and entertaining. The kitchen features stainless steel appliances and granite countertops, seamlessly connecting to the main living areas. With generously sized bedrooms and well-appointed bathrooms, the home showcases pride of ownership throughout. This home is equipped with a 3-car garage with epoxy flooring! Enjoy the relaxed Florida lifestyle with nearby outdoor destinations like E.G. Simmons Regional Park and Little Manatee River State Park, plus convenient shopping and dining at Southshore Commons. Perfect as a primary residence or investment opportunity, this home offers the ideal blend of comfort, space, and location. Don’t miss out!

Getting Around

6
WalkingCar-Dependent
0
TransitVery Limited Transit
35
BikeSomewhat Bikeable

Schools

5/10
Belmont Elementary SchoolGrades PK-60.6 mi
3/10
Jule F Sumner High SchoolGrades 7-121.4 mi
2/10
Eisenhower Middle SchoolGrades 2-3,5-122.3 mi

Construction

Condition

  • Year built: 2017

Materials

  • Foundation: Slab
  • Roof: Shingle
  • Construction materials: Block,Stucco

Type & Style

  • Home type: SingleFamily
  • Architectural style: Contemporary
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,Freezer,Microwave,Range,Refrigerator,Washer,Water Softener
  • Laundry features: Laundry Room

Balcony Porch Lanai

  • Level: First
  • Area: 96
  • Dimensions: 12x8

Bathroom2

  • Features: Shower No Tub
  • Level: First
  • Area: 40
  • Dimensions: 8x5

Bathroom3

  • Features: Tub With Shower
  • Level: First
  • Area: 40
  • Dimensions: 8x5

Bedroom2

  • Features: Ceiling Fan(s),Built-in Closet
  • Level: First
  • Area: 132
  • Dimensions: 12x11

Bedroom3

  • Features: Ceiling Fan(s),Built-in Closet
  • Level: First
  • Area: 132
  • Dimensions: 11x12

Bedroom4

  • Features: Built-in Closet
  • Level: First
  • Area: 132
  • Dimensions: 12x11

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 3

Dining Room

  • Level: First
  • Area: 117
  • Dimensions: 9x13

Family Room

  • Level: First
  • Area: 361
  • Dimensions: 19x19

Features

  • Ceiling Fan(s),Eating Space In Kitchen,Open Floorplan,Solid Wood Cabinets,Stone Counters,Walk-In Closet(s)
  • Door features: Sliding Doors
  • Flooring: Carpet,Ceramic Tile

Heating & Cooling

  • Heating features: Central
  • Cooling features: Central Air

Interior Area

  • Total structure area: 3,244
  • Total interior livable area: 2,413 sqft

Kitchen

  • Features: Pantry
  • Level: First
  • Area: 120
  • Dimensions: 10x12

Laundry

  • Level: First
  • Area: 66
  • Dimensions: 6x11

Living Room

  • Features: Ceiling Fan(s)
  • Level: First
  • Area: 352
  • Dimensions: 16x22

Primary Bathroom

  • Features: Dual Sinks,En Suite Bathroom,Tub with Separate Shower Stall
  • Level: First
  • Area: 117
  • Dimensions: 9x13

Primary Bedroom

  • Features: Ceiling Fan(s),Walk-In Closet(s)
  • Level: First
  • Area: 289
  • Dimensions: 17x17

Property

Details

  • Parcel number: U1931209Z700001000018.0
  • Zoning: PD
  • Special condition: None

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Covered,Front Porch,Patio,Rear Porch,Screened
  • Exterior features: Lighting,Sidewalk
  • Residential vegetation: Trees/Landscaped

Lot

  • Lot size: 7,205 sqft
  • Features: Landscaped,Sidewalk
  • Lot size dimensions: 61.58 x 117

Parking

  • Total spaces: 3
  • Parking features: Garage - Attached
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Hurricane
    HurricaneRelatively High
  • Lightning
    LightningRelatively High
  • Tornado
    TornadoRelatively High
  • Heat Wave
    Heat WaveModerate
  • Wildfire
    WildfireModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Cold Wave
Hurricane
Lightning
Tornado
Heat Wave
Wildfire
Tsunami

FEMA Declared Disasters in Hillsborough County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,946$23,352
Home Insurance *$296$3,552
Property Taxes $724$8,688
Electricity $242$2,914
Total$3,208$38,496
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$109,988/yr
40% on housing$96,240/yr
45% on housing$85,546/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 13.1%
13.1%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 4.8%
4.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$160This listing

vs Other Active Listings

Avg $/sqft

ZIP 33573$143
Hillsborough County$216

vs Homes Sold Last Month

Median $/sqft

ZIP 33573$168
Hillsborough County$231

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-04-26Price change$385,000
2026-04-03Listed for sale$400,000
2025-12-17Listing removed$425,000
2025-11-06Price change$425,000
2025-09-21Price change$429,000
2025-08-15Price change$435,000
2025-07-07Listed for sale$440,000
2017-09-15Sold$270,000

For Sale by Agent

AgentSamantha Cline, LPT REALTY, LLC, Keegan Siegfried, LPT REALTY, LLC
BrokerageLPT REALTY, LLC

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