




9864 Smarty Jones Dr, Ruskin, FL, 33573
About This Home
Welcome to this beautifully maintained 4-bedroom, 3-bathroom home in Ruskin, Florida! This spacious single-family residence offers a functional layout perfect for comfortable living and entertaining. The kitchen features stainless steel appliances and granite countertops, seamlessly connecting to the main living areas. With generously sized bedrooms and well-appointed bathrooms, the home showcases pride of ownership throughout. This home is equipped with a 3-car garage with epoxy flooring! Enjoy the relaxed Florida lifestyle with nearby outdoor destinations like E.G. Simmons Regional Park and Little Manatee River State Park, plus convenient shopping and dining at Southshore Commons. Perfect as a primary residence or investment opportunity, this home offers the ideal blend of comfort, space, and location. Don’t miss out!
Getting Around
Schools
Construction
Condition
- Year built: 2017
Materials
- Foundation: Slab
- Roof: Shingle
- Construction materials: Block,Stucco
Type & Style
- Home type: SingleFamily
- Architectural style: Contemporary
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Dishwasher,Dryer,Freezer,Microwave,Range,Refrigerator,Washer,Water Softener
- Laundry features: Laundry Room
Balcony Porch Lanai
- Level: First
- Area: 96
- Dimensions: 12x8
Bathroom2
- Features: Shower No Tub
- Level: First
- Area: 40
- Dimensions: 8x5
Bathroom3
- Features: Tub With Shower
- Level: First
- Area: 40
- Dimensions: 8x5
Bedroom2
- Features: Ceiling Fan(s),Built-in Closet
- Level: First
- Area: 132
- Dimensions: 12x11
Bedroom3
- Features: Ceiling Fan(s),Built-in Closet
- Level: First
- Area: 132
- Dimensions: 11x12
Bedroom4
- Features: Built-in Closet
- Level: First
- Area: 132
- Dimensions: 12x11
Bedrooms & Bathrooms
- Bedrooms: 4
- Bathrooms: 3
- Full bathrooms: 3
Dining Room
- Level: First
- Area: 117
- Dimensions: 9x13
Family Room
- Level: First
- Area: 361
- Dimensions: 19x19
Features
- Ceiling Fan(s),Eating Space In Kitchen,Open Floorplan,Solid Wood Cabinets,Stone Counters,Walk-In Closet(s)
- Door features: Sliding Doors
- Flooring: Carpet,Ceramic Tile
Heating & Cooling
- Heating features: Central
- Cooling features: Central Air
Interior Area
- Total structure area: 3,244
- Total interior livable area: 2,413 sqft
Kitchen
- Features: Pantry
- Level: First
- Area: 120
- Dimensions: 10x12
Laundry
- Level: First
- Area: 66
- Dimensions: 6x11
Living Room
- Features: Ceiling Fan(s)
- Level: First
- Area: 352
- Dimensions: 16x22
Primary Bathroom
- Features: Dual Sinks,En Suite Bathroom,Tub with Separate Shower Stall
- Level: First
- Area: 117
- Dimensions: 9x13
Primary Bedroom
- Features: Ceiling Fan(s),Walk-In Closet(s)
- Level: First
- Area: 289
- Dimensions: 17x17
Property
Details
- Parcel number: U1931209Z700001000018.0
- Zoning: PD
- Special condition: None
Features
- Levels: One
- Stories: 1
- Patio & porch: Covered,Front Porch,Patio,Rear Porch,Screened
- Exterior features: Lighting,Sidewalk
- Residential vegetation: Trees/Landscaped
Lot
- Lot size: 7,205 sqft
- Features: Landscaped,Sidewalk
- Lot size dimensions: 61.58 x 117
Parking
- Total spaces: 3
- Parking features: Garage - Attached
- Has garage: Yes
- Attached garage spaces: 3
- Covered spaces: 3
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Cold Wave
- Hurricane
- Lightning
- Tornado
- Heat Wave
- Wildfire
- Tsunami
How This Home’s Risks Compare
FEMA Declared Disasters in Hillsborough County and Florida
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $1,946 | $23,352 |
| Home Insurance * | $296 | $3,552 |
| Property Taxes | $724 | $8,688 |
| Electricity | $242 | $2,914 |
| Total | $3,208 | $38,496 |
Income You'd Need if You Spent...
Florida FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
No zestimate history available
Price History
| Date | Event | Price |
|---|---|---|
| 2026-04-26 | Price change | $385,000 |
| 2026-04-03 | Listed for sale | $400,000 |
| 2025-12-17 | Listing removed | $425,000 |
| 2025-11-06 | Price change | $425,000 |
| 2025-09-21 | Price change | $429,000 |
| 2025-08-15 | Price change | $435,000 |
| 2025-07-07 | Listed for sale | $440,000 |
| 2017-09-15 | Sold | $270,000 |
For Sale by Agent
