9924 SMARTY JONES DRIVE, Ruskin, FL, 33573
About This Home
Virtually Staged. The Largest Floor Plan in Belmont – Incredible Value! Whole home Water Purification System!! Welcome to this spacious Buckingham floor plan, offering 5 bedrooms, 3 full bathrooms, a versatile loft, and a rare 3-car garage—one of the largest and most sought-after layouts in the Belmont community. Designed with both everyday living and entertaining in mind, this home offers room for everyone. A beautiful brick paver driveway and attractive landscaping create an inviting first impression. Step inside to discover soaring ceilings, abundant natural light, and an open-concept layout that feels bright, airy, and welcoming. At the heart of the home is a well-appointed kitchen featuring stainless steel appliances, a large center island with seating, ample cabinetry, a pantry, and generous prep space. The kitchen flows seamlessly into the dining area and expansive family room, creating the perfect setting for everything from weeknight dinners to holiday celebrations. Upstairs, the spacious primary suite provides a relaxing retreat with an en-suite bathroom and oversized walk-in closet. Four additional bedrooms with flexibility for family, guests, or a home office, while the upstairs loft provides even more living space for a media room, playroom, workout area, or hobby space. Step outside to enjoy the screened lanai overlooking the fully fenced backyard, offering privacy and plenty of room for pets, play, or outdoor entertaining. Located in the highly desirable Belmont community, residents enjoy resort-style amenities including pools, parks, playgrounds, walking trails, and tennis courts. Conveniently situated near shopping, dining, St. Joseph's Hospital South, the YMCA, I-75, and just a short drive to Tampa, Sarasota, and Florida's award-winning Gulf Coast beaches. Don't miss your opportunity to own one of Belmont's largest floor plans at an exceptional value. Schedule your private showing today!
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 2018
Materials
- Foundation: Slab
- Roof: Shingle
- Construction materials: Stucco
Type & Style
- Home type: SingleFamily
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Dishwasher,Disposal,Microwave,Range,Refrigerator
- Laundry features: Laundry Room
Bathroom2
- Features: Linen Closet
- Level: First
Bathroom3
- Features: Linen Closet
- Level: Second
Bedroom2
- Features: Built-in Closet
- Level: First
Bedroom3
- Features: Built-in Closet
- Level: Second
Bedroom4
- Features: Built-in Closet
- Level: Second
Bedroom5
- Features: Built-in Closet
- Level: Second
Bedrooms & Bathrooms
- Bedrooms: 5
- Bathrooms: 3
- Full bathrooms: 3
Dining Room
- Features: No Closet
- Level: First
Family Room
- Features: Storage Closet
- Level: First
Features
- Ceiling Fan(s),Chair Rail,Crown Molding,Eating Space In Kitchen,High Ceilings,Kitchen/Family Room Combo,L Dining,Living Room/Dining Room Combo,Open Floorplan,PrimaryBedroom Upstairs
- Door features: Sliding Doors
- Flooring: Carpet,Ceramic Tile
Heating & Cooling
- Heating features: Central
- Cooling features: Central Air
Interior Area
- Total structure area: 4,698
- Total interior livable area: 3,760 sqft
Kitchen
- Features: Built-in Closet
- Level: First
Primary Bathroom
- Features: Walk-In Closet(s)
- Level: Second
Primary Bedroom
- Features: Walk-In Closet(s)
- Level: Second
Property
Details
- Parcel number: U1931209Z700001000003.0
- Zoning: PD
- Special condition: None
Features
- Levels: Two
- Stories: 2
- Patio & porch: Covered,Rear Porch,Screened
- Exterior features: Irrigation System,Sidewalk
- Residential vegetation: Mature Landscaping,Trees/Landscaped
Lot
- Lot size: 7,205 sqft
- Features: Landscaped,Private
- Lot size dimensions: 61.58 x 117
Parking
- Total spaces: 3
- Parking features: Garage - Attached
- Has garage: Yes
- Attached garage spaces: 3
- Covered spaces: 3
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Cold Wave
- Hurricane
- Lightning
- Tornado
- Heat Wave
- Wildfire
- Tsunami
How This Home’s Risks Compare
FEMA Declared Disasters in Hillsborough County and Florida
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $2,553 | $30,636 |
| Home Insurance * | $389 | $4,668 |
| Property Taxes | $905 | $10,860 |
| Electricity | $378 | $4,540 |
| Total | $4,225 | $50,700 |
Income You'd Need if You Spent...
Florida FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-08-12 | Price change | $495,000 |
| 2026-07-09 | Listed for sale | $505,000 |
| 2018-07-20 | Sold | $341,500 |
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