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455 Bancroft Gln, Escondido, CA, 92027

2beds
2baths
1,406sqft
$575,000
$409price/sqft
$3,970/moest. monthly cost
$158,800/yrincome needed

About This Home

Price Reduced. Exceptional Probate Sale Opportunity. The seller is motivated and prepared for a prompt closing. This spacious 2-bedroom, 2-bathroom town-home with a 2-car garage (1,406 sq. ft.) is in the highly regarded Cape Concord community, presenting a valuable chance to acquire a property at an attractive price point. Strategic upgrades to building systems and appliances have been completed, providing a foundation for further enhancements tailored to your personal preferences.The floor plan offers flexibility, featuring a bedroom and full bathroom on each level. The first floor includes a living room with vaulted ceilings, a gas-burning fireplace, and multiple windows that maximize natural light. The U-shaped kitchen with an adjoining informal dining area is equipped with a stainless-steel sink, garbage disposal, new Whirlpool 24-inch stainless steel fingerprint-resistant dishwasher, new Whirlpool 30-inch stainless steel five-burner gas range, new General Electric 30-inch stainless steel range hood with lighting, and a Whirlpool refrigerator.The second floor has the master bedroom with vaulted ceilings, dual closets, and an en-suite bath for added comfort. Additional storage options are available in hallways and beneath stairs. System upgrades include a new 2.5-ton AC Pro system (14.3 SEER2) with a 10-year parts and compressor warranty, a new water heater with a 10-year parts warranty and lifetime warranty on the heat exchanger, and a thermostat with a 5-year warranty. Washer & Dryer hook up in garage for gas or electric.A private fenced back patio provides seamless indoor-outdoor connectivity and is adjacent to community amenities, including well-maintained walking paths, a heated pool and spa, and a clubhouse with meeting rooms and a kitchenideal for gatherings and community events. The property is conveniently located within minutes of shops, restaurants, two grocery stores, and offers quick access to local schools such as Glen View Elementary, Hidden Valley Middle, and Orange Glen High.This opportunity presents an excellent option for securing quality property at a competitive price. Make an offer today!

Getting Around

47
WalkingCar-Dependent
34
TransitSome Transit
65
BikeBikeable

Schools

2/10
3/10
5/10
Orange Glen High SchoolGrades 9-121.0 mi

Construction

Condition

  • Year built: 1982

Type & Style

  • Home type: Townhouse
  • Architectural style: Cape Cod
  • Property subType: Residential,Condominium,Townhouse

Interior

Appliances

  • Appliances included: Refrigerator,Range/Oven
  • Laundry features: In Garage

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Flooring: Carpet,Tile
  • Fireplace features: Living Room
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,406
  • Total interior livable area: 1,406 sqft

Property

Details

  • Parcel number: 2317222500
  • Attached to another structure: Yes
  • Zoning: R1
  • Special condition: Probate Listing

Features

  • Levels: Two
  • Stories: 2
  • Pool features: Association
  • Has view: Yes
  • View description: None

Lot

  • Lot size: 2,073 sqft
  • Lot size dimensions: 28 x 74

Parking

  • Total spaces: 2
  • Parking features: Garage Is Attached,Garage - 2 Car
  • Has garage: Yes
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingVery High
  • Earthquake
    EarthquakeModerate
  • Heat Wave
    Heat WaveModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Inland Flooding
Earthquake
Heat Wave
Wildfire

FEMA Declared Disasters in San Diego County and California

Earthquake
Flood
Mud Landslide
Severe Storm
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,907$34,884
Home Insurance *$129$1,548
Property Taxes $536$6,432
Electricity $398$4,786
Total$3,970$47,640
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$136,114/yr
40% on housing$119,100/yr
45% on housing$105,866/yr

California FAIR Plan Programs

California FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 417,310Commercial: 13,990
Total Premiums$1.42B
Total Exposure$429.84B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.9%
8.9%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: 1.1%
1.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$409This listing

vs Other Active Listings

Avg $/sqft

ZIP 92027$414
San Diego County$559

vs Homes Sold Last Month

Median $/sqft

ZIP 92027$487
San Diego County$576

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-01Price change$594,900
2026-04-23Listed for sale$629,000

For Sale by Agent

AgentChristopher Damon
BrokerageColdwell Banker Realty

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